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Visitors to Canada and Returning Canadians

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Visiting, Returning to Canada or Newly Landed?

For those who are coming to Canada, including visitors to Canada, landed immigrants and Canadian citizens returning home after a lengthy time spent abroad, in an emergency, you will need insurance coverage to see a doctor. Read on to learn more about insurance for visitors to Canada and returning Canadians.

Coverage for Landed Immigrants and Returning Canadians

Are you a newly landed immigrant to Canada? Or a Canadian citizen returning from another country who has lost your provincial healthcare coverage because you were out of the country for more than 182 days (212 days for Ontario)?

Either way, you will need emergency health insurance coverage for a minimum of 90 days upon your arrival in Canada to fill the gaps created by waiting periods and residency requirements for provincial health insurance plan coverage.

For more printable information on these programs click on the applicable button below:

Newly Landed Immigrants and Returning Canadians


Protect your finances while you’re waiting for provincial coverage

Every Canadian province and territory administers its own health plan and most of them have at least a 90-day waiting period before you can qualify for benefits. Thus, it is critically important that you find out more about emergency medical coverage.

Without adequate protection in place, if an illness, accident or medical emergency occurs while you are waiting for provincial healthcare coverage, you will have to pay for the emergency healthcare-related services you receive out of your own pocket.

Visitors to Canada

Friends or family planning on visiting Canada? Do you realize they could end up having to pay huge medical bills should a medical emergency occur while they’re here because they’re not covered by provincial health insurance plans?

Regardless of whether they’re going to be here for a few days, a few months, or a couple of years, emergency medical insurance for visitors to Canada is absolutely essential because even though the Canadian healthcare system is one of the best in the world, it can be very expensive for those who don’t have coverage.


Added peace of mind for your loved ones when they’re visiting

Fortunately, with the comprehensive, affordable protection of Emergency Medical Insurance, your friends and family will be able to enjoy their visit to Canada more and travel with fewer worries, knowing they’re protected against unexpected emergency healthcare-related expenses during their visit.

For more printable information on these programs click on the applicable button below:

Visitors to Canada

Recognizable Names in Insurance

We work with some of the most recognizable names in the travel and health insurance industry in Canada to bring our clients comprehensive coverage at competitive rates.

We work with a range of insurance carriers to offer different types of coverage for your highly specialized health insurance needs. We can help you get the right policy to cover your emergency medical needs while visiting Canada, or for returning Canadians, while you wait to be eligible for provincial health insurance coverage.

Whether it’s for visitors to Canada, newly arriving Canadians, or residents coming home after a lengthy trip abroad, we can help you choose the right carrier and the right policy to suit your insurance needs.

If you have already arrived in Canada please Contact Us.

clients' testimonials

Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.

Don M

This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.

Cely T

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

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Get in Touch!

We’re here to help

If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

Business hours

Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

Head Office:
Special Benefits Insurance Services
366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

North East Branch:
Special Benefits Insurance Services
158 Casimir Street, Port Perry, ON, L9L 1B7