Destination Travel Health Plans

The Destination Difference

For over two decades, Destination Travel Group has been dedicated to providing an easy application process, policy documents that are clear and easy to understand, and service and coverage at affordable rates for Canadian travelers, visitors to Canada, and non-Canadians. Underwritten by the CUMIS General Insurance Company, a member of The Co-operators group of Companies (Jointly owned by Co-operators Life Insurance Company and Central 1 Credit Union), Destination Travel Group has the strength and security to give travelers the utmost peace of mind.

Just a reminder that all policies issued on and after July 1st, 2019, will be underwritten by Manulife and Active Care Management will be handling our Claims & Assistance.  To help you identify the underwriter and whom to contact in case of a medical emergency, policies issued with Manulife as the underwriter will have an additional prefix – “M”:

Example: CUMIS policy – DTL111111 / Manulife policy – DTLM111111

Anyone who meets the requirements for their selected plan is eligible for coverage. Through Special Benefits Insurance Services, clients who choose Destination Travel Health Plans for their travel insurance can enjoy the following benefits:

• The  Single Trip Plan for the exact number of days of a single trip, so you don’t pay for a week of coverage for five days away;
• The Annual/Multi-Trip Plan provides 8, 15, 30, or 60 days of coverage for as many trips as you need for one year following the policy effective date;
• The Top-Up Plan for extra days over and above your existing annual plan, using the daily rate
• An Automatic Extension for up to 72 hours of coverage at no extra cost if your return is delayed by weather, mechanical failure, or a common carrier (e.g., airline) delay when you are a pre-booked passenger; and,
• A Reduced Stability Period Option that, if qualified, will allow you to pay an additional surcharge to reduce the stability period to cover your pre-existing condition(s).

There is a plan for your travel insurance needs. To select yours, visit the following links:

Additional Travel Insurance Options

Travel insurance is more than the coverage you buy for a quick trip away from winter’s cold. Destination Travel also offers plans for:

• Medical Insurance for Visitors to Canada: Those visiting Canada are not covered by our health insurance programs. That means paying out of pocket in the event of an illness or accident if you do not have adequate health insurance.
• Provincial Healthcare Coverage Waiting Period: Those who are new to Canada, or newly returned Canadians, must undergo a waiting period before becoming eligible for provincial coverage. In the interim, insurance coverage is required for emergency medical care in the event of an illness or accident.
• International Students: If you are planning to study in Canada or are a Canadian Student studying abroad, provincial health care coverage does not apply, and you likely do not have coverage under your parents extended health plan while out of your home country. International Student Travel Insurance can help bridge the coverage gap.