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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

How to avoid big healthcare bills this Black Friday

Every November on Black Friday in the United States, Canadians get ready for their seasonal trip over the border looking for shopping deals. Hunting for rock-bottom prices can be exhilarating and a [+]

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Six Things You Need to Understand About Your Health Insurance Plan

Supplemental health insurance plans can be invaluable to individuals and families who need additional coverage not offered under their provincial insurance plans. But health insurance does not come in a one-size-fits-all solution. So how [+]

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The Benefits of Using a Broker to Buy Health Insurance

The beautiful thing about healthcare in Canada is that many emergency and physician services are free for permanent residents. Our neighbours to the south often talk about how Canada’s healthcare plan is [+]

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Play Hockey? Get Health Insurance

Hockey season is underway, and as we all enjoy cheering on our favourite team, the health impacts from injuries for those who take to the ice as players can be very significant. [+]

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How to Complete Your Manulife Online Health Insurance Application

If you are like most people, you know that relying solely on your government health coverage can leave you with medical bills for prescription drugs, dental care, vision care and therapy that [+]

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Saved by Travel Insurance: Jane’s Real-Life Story (video)

Most everyone knows that purchasing travel insurance not only protects you and your loved ones from emergency medical expenses while travelling, it also helps to protect your bank account. But did you [+]

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The End of the Out-of-Country Travellers program is coming for Ontarians

The Ontario government announced in April 2019 that it would stop covering the medical costs of Ontarians travelling outside Canada, terminating OHIP’s Out-of-Country (OOC) Travellers Program. Here is what you need to [+]

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Steer Clear of Hefty Hospital Bills When You Travel

Scooter, motorcycle, moped, vespa, or bicycle — the choices can be endless when choosing a two-wheeled ride for your overseas holiday. There are a lot of reasons renting one is a great [+]

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Health Insurance Can Help You Get a Medical Second Opinion (MSO)

At SBIS, we carefully select leading insurance providers and products to deliver the best coverage for our customers. We proudly partner with Manulife to offer Flexcare and FollowMe, and Association health insurance, [+]

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Why Caregivers Need Health Insurance

The good news is that more people survive critical illness and injury today, than ever before. The challenging news it that many survivors need care, and caring for a loved one who [+]

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OHIP+ Changes for those aged 24 and under

Here are the changes the Ontario Government made to OHIP+ that you should know about: Children and youth aged 24 and under who have a private drug plan will no longer be [+]

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Want to make a change to your Health Insurance plan?

It can be reassuring to choose health insurance that suits you, your lifestyle and your budget — because your health insurance will continue to be with you today, tomorrow and in the [+]

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Why do I need provincial coverage to qualify for health insurance?

In Canada we are lucky to have Medicare, our publicly funded healthcare system. Instead of having a single national plan, we have 13 provincial and territorial healthcare insurance plans. Under this system, [+]

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Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of [+]

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Will my travel medical insurance cover me for extreme sports?

All activities may not be covered To some of us, walking from the pool to a beach chair may be as close to an extreme sport as we care to get while [+]

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Can I be covered for health insurance if I am over 75 years old?

Regardless of age, individual health and dental insurance can help you save on healthcare costs not covered by your provincial government plan, including expenses like prescription drugs, dental care, hearing aids, vision [+]

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How Do I Compare Dental Insurance Plans?

Before making a decision about your dental insurance policy, ask yourself the following questions to choose the one that is right for you and your family. Am I Eligible? Acceptance into a [+]

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Dental Insurance for Self Employed Individuals

Thinking that the only way to get dental insurance is to have it through a company plan, many entrepreneurs go without the coverage they need, but there are many dental insurance options [+]

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Understanding the Cost of Dental Insurance in Canada

Factors that Affect Dental Insurance Premiums There are a number of factors that affect dental insurance premiums. They include demographic factors like age, marital status, and the number of dependents in your [+]

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Dental Insurance Coverage: Do You Have Enough?

Four Types of Dental Care Services It can be hard to judge what your oral health care needs will be in the future if you don’t know much about the different types [+]

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Three Ways to Save Money on Dental Insurance Coverage

We also have coverage for dental surgery performed in hospitals, depending on the province. But what about basic dental care? Dental care is crucial to living a healthy life, and unfortunately, the [+]

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Will Changes to Provincial Dental Insurance Coverage Affect You?

One need look no further than the recent announcement from the Government of Ontario for examples of what those changes can mean to residents of each province. Ontario Dental Insurance Changes Quietly, [+]

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Dental Insurance Facts

Since provincial health insurance plans do not provide coverage for routine dental care (with a few exceptions for children and low-income individuals), Canadian residents must either pay out of pocket or purchase [+]

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Find Out How to Get a Dental Insurance Quote

While there are many factors to evaluate when choosing a plan for you and your family, cost is often one of the most important considerations. There are a variety of ways you [+]

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Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Tips For Managing Your Travel Insurance Claim

First, call the doctor If you or your family member has an illness that prevents you from going on your trip you will need proof from a doctor — advising you that [+]

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Free Look Gives You 100% Confidence In Your Travel Insurance Plan

Imagine all the reasons your trip may go a little off course: you have elderly parents and will need to return home quickly to care for them your destination has an unexpected [+]

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What Are Your 6 Top Factors For Choosing Travel Medical Insurance?

In 2018, the Canadian Association of Financial Institutions (CAFII) surveyed over 1,200 travel medical insurance buyers, asking what factors affected their choice of travel medical insurance. Here are the findings. Factor #1: [+]

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If A Drug I Was Taking is Recalled, Am I Considered Stable For Travel Insurance?

1. Understand how your travel insurance policy defines ‘stable’ for health-related developments Here are typical ways that an insurer will define the stability of your condition: There are no symptoms or signs [+]

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Discover What Canadians Think About Travel Medical Insurance

What do we love about travel medical insurance? Eight in ten Canadians love the value this important insurance provides when they are travelling out of their home province. Among those who purchased [+]

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What’s Your Health Insurance Budget in Retirement?

Tell us: When you were making plans for your retirement savings, did you include a budget for health insurance? We certainly hope so! Your Current Benefit Plan May Not Apply In days [+]

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The DIY Dental Check Up

You do a lot of work to take care of your teeth between trips to the dentist. There are probably a few more things you can start doing now to save yourself [+]

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What Activities Can Affect Your Travel Insurance Policy?

  Tell us: When you’re planning your vacation activities, how often do you check your plans against your travel insurance policy? Some of the things on your list could pose a problem [+]

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Who Needs Dental Insurance?

For most Canadians this is no big deal. However, if you are one of the many Canadians living without insurance, a simple toothache may keep hurting you in the pocketbook for a [+]

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16 Things You Need to Know About Insurance in 2016

The state of health insurance, dental insurance and travel insurance markets in Canada are always evolving. It is in your best interest to arm yourself with as much information as you can [+]

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Proper Care Helps Get the Most Out of Dental Insurance

Your dentist is a skilled professional, but they are not a magician, able to wave a wand and undo months of neglect between appointments. When working towards the goal of good oral [+]

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What do Snowbirds Need to Know About Travel Insurance?

If you’re one of those Snowbirds, you know you need travel medical insurance. You know your provincial health insurance will be of little use if you get sick or injured while out [+]

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Is Tooth Replacement the Right Choice for You?

There’s an array of treatments and procedures to help you put your best smile forward. It just may be the boost you need to stop covering up your smile with your hand [+]

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If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

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