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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Should I Offer Employees Health Insurance?

As a refresher, the theory claims that self-actualization, or complete satisfaction, cannot be achieved without first fulfilling a series of human needs: After the first four levels are satisfied, a person can [+]

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How To Coordinate Your Personal and Group Health Benefit Claims

Step 1: Determine if You Have Group Health Insurance Benefits An insurance policy that provides coverage for many people under one contract is called “group insurance.” The group is typically made up [+]

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Make health insurance a priority this year!

Especially throughout the holiday season and until early in the New Year, shopping, visiting family and friends, preparing for company, and meeting work deadlines can all rank higher up on the to-do [+]

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Why choose a broker over going directly with a health insurance provider?

The Pitfalls of ‘Do It Yourself’ Think back. Has there ever been a time when you decided to do it yourself and perhaps regretted the outcome? Whether it was a DIY haircut [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Have Dental Insurance Ready For Your Baby’s First Visit

Every child is unique, and so are their teeth! They are one of a kind, and should last a lifetime. And they can, with good preventative care. Just as you teach your [+]

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What Are Your 6 Top Factors For Choosing Travel Medical Insurance?

In 2018, the Canadian Association of Financial Institutions (CAFII) surveyed over 1,200 travel medical insurance buyers, asking what factors affected their choice of travel medical insurance. Here are the findings. Factor #1: [+]

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How To Submit Your Health Insurance Claims on the Go

One Download for Quick and Convenient Claims By using your insurance provider’s claims app, you will get many (or all) of these online services: Submit paramedical service, counselling, speech therapy and massage [+]

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Health Benefit Insights For Small Business Owners

But Canada is run by small businesses, so here are some important takeaways when your business has chosen to provide individual health insurance. You can use this insight even if your business [+]

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Discover What Canadians Think About Travel Medical Insurance

What do we love about travel medical insurance? Eight in ten Canadians love the value this important insurance provides when they are travelling out of their home province. Among those who purchased [+]

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Should You Have Catastrophic Health Insurance?

Furthermore, only some of the costs may be tax deductible. Consider these examples: Special cancer treatment drugs can cost more than $25,000 a year and a treatment plan may prescribe oral medication [+]

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Your out of country visitors need travel health insurance

Now your friends and family may drop by more frequently thanks to more relaxed visa requirements and more direct flights to Canada. If they hadn’t had Canada on their bucket list before, [+]

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Should You Pay Monthly or Annually for Health Insurance?

Monthly Payments are Easier for Budgeting Monthly health insurance premiums are deducted automatically, which is convenient and makes budgeting easier. You won’t miss a payment, as long as you have enough money [+]

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How Health Insurance Can Help You with Hearing Loss

Hearing problems, like other health events, can be especially stressful because of the emotional toll they can have on the entire family. Too many times families are surprised to discover that provincial [+]

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How Do I Compare Dental Insurance Plans?

Before making a decision about your dental insurance policy, ask yourself the following questions to choose the one that is right for you and your family. Am I Eligible? Acceptance into a [+]

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Dental Insurance for Self Employed Individuals

Thinking that the only way to get dental insurance is to have it through a company plan, many entrepreneurs go without the coverage they need, but there are many dental insurance options [+]

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Understanding the Cost of Dental Insurance in Canada

Factors that Affect Dental Insurance Premiums There are a number of factors that affect dental insurance premiums. They include demographic factors like age, marital status, and the number of dependents in your [+]

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Dental Insurance Coverage: Do You Have Enough?

Four Types of Dental Care Services It can be hard to judge what your oral health care needs will be in the future if you don’t know much about the different types [+]

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Three Ways to Save Money on Dental Insurance Coverage

We also have coverage for dental surgery performed in hospitals, depending on the province. But what about basic dental care? Dental care is crucial to living a healthy life, and unfortunately, the [+]

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Will Changes to Provincial Dental Insurance Coverage Affect You?

One need look no further than the recent announcement from the Government of Ontario for examples of what those changes can mean to residents of each province. Ontario Dental Insurance Changes Quietly, [+]

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Dental Insurance Facts

Since provincial health insurance plans do not provide coverage for routine dental care (with a few exceptions for children and low-income individuals), Canadian residents must either pay out of pocket or purchase [+]

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Find Out How to Get a Dental Insurance Quote

While there are many factors to evaluate when choosing a plan for you and your family, cost is often one of the most important considerations. There are a variety of ways you [+]

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When is the Best Time to Purchase Travel Insurance?

Most people figure out where they’re going before they do anything else, and adjust the rest of their preparations around the time and place they’ll be away. Do you want to go [+]

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Do I Need Travel Insurance for a Destination Wedding?

Weddings create a huge market, and this is certainly true for destination weddings. Places like Cancun, Dominican Republic, and other tropical getaways are popular for this type of celebration. It’s a great [+]

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Do I Need Insurance When Travelling Within Canada?

Perhaps best of all, every Canadian resident is eligible for government healthcare, so you don’t need to worry about travel insurance, right? Not so fast, adventurous traveller! Virtually every provincial health ministry [+]

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Travel Insurance Destination Guide

It seems the only real limit is deciding where to go for a March Break vacation. Of course you know that the most important thing you can pack for your trip is [+]

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Travelling with a Pre-Existing Condition

Those with pre-existing conditions are often convinced that as long as their medical issue is under control when they leave the country, there is no reason to buy travel insurance. Nothing could [+]

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What’s Your Health Insurance Budget in Retirement?

Tell us: When you were making plans for your retirement savings, did you include a budget for health insurance? We certainly hope so! Your Current Benefit Plan May Not Apply In days [+]

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The DIY Dental Check Up

You do a lot of work to take care of your teeth between trips to the dentist. There are probably a few more things you can start doing now to save yourself [+]

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What Activities Can Affect Your Travel Insurance Policy?

  Tell us: When you’re planning your vacation activities, how often do you check your plans against your travel insurance policy? Some of the things on your list could pose a problem [+]

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Who Needs Dental Insurance?

For most Canadians this is no big deal. However, if you are one of the many Canadians living without insurance, a simple toothache may keep hurting you in the pocketbook for a [+]

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16 Things You Need to Know About Insurance in 2016

The state of health insurance, dental insurance and travel insurance markets in Canada are always evolving. It is in your best interest to arm yourself with as much information as you can [+]

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Proper Care Helps Get the Most Out of Dental Insurance

Your dentist is a skilled professional, but they are not a magician, able to wave a wand and undo months of neglect between appointments. When working towards the goal of good oral [+]

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What do Snowbirds Need to Know About Travel Insurance?

If you’re one of those Snowbirds, you know you need travel medical insurance. You know your provincial health insurance will be of little use if you get sick or injured while out [+]

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Is Tooth Replacement the Right Choice for You?

There’s an array of treatments and procedures to help you put your best smile forward. It just may be the boost you need to stop covering up your smile with your hand [+]

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If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

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