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Self-Employed Dental Insurance

Choose from multiple coverage options in two minutes or less.

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*Note: children are defined as under 21, living in the same household as their parents.

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Dental Insurance Plans for Self-Employed Canadians

Being self-employed is difficult enough without having to worry about unexpected dental expenses. A self-employed dental insurance plan from Special Benefits Insurance Services is the solution. Our dental insurance options can provide the coverage you desperately need to maintain good dental health, while limiting out-of-pocket expenses. After all, without you, your business couldn’t exist. So purchasing dental insurance for yourself and your family is one of the best investments you can make.

Special Benefits has a number of dental insurance options available for entrepreneurs, independent professionals, contractors, commission-based workers or anyone who is not protected by group coverage. With a self-employed dental insurance plan, you can:

  • Be better prepared to handle the costs of unexpected dental issues
  • Save money by shifting the out-of-pocket burden of dental costs to an insurance plan
  • Have greater peace of mind knowing you have coverage for dental issues that may arise
  • Choose to have your business pay dental insurance premiums for any employees you may have
  • Deduct dental insurance premiums paid on behalf of you and your employees from your taxes

How We Can Help You

When you partner with Special Benefits for your dental insurance needs, you gain access to years of experience. We are industry leaders who have been selling insurance solutions since 1993. We offer a wide variety of dental insurance products designed to meet the unique needs of self-employed individuals who are not covered by a group plan.

Special Benefits is proud to be an exclusive partner to Green Shield Canada, and this allows us to offer affordable and flexible Prism insurance programs nationwide. In addition, we are an independent broker, which means we sell self-employed dental insurance plans from other leading insurance providers nationwide. All of this adds up to one thing: Special Benefits has the experience, expertise and products to meet your individual needs.

Choose from a Variety of Plans and Coverage Levels

Offered through Green Shield Canada, our Prism programs make it easy for self-employed individuals to fill in the insurance gap for services not covered by the government. There are three Prism programs available to meet your dental insurance needs: Prism Spectra, Prism Precision and Prism Continuum—which guarantees coverage if you apply within 90 days of losing your group plan (for those that require prescription drugs).

Prism programs offer three levels of dental coverage for self-employed individuals and their families—Basic, Basic Comprehensive and Major Services. These options allow you to choose just the right amount of protection to ensure you and your family have the coverage you need. The more basic your requirements are, the lower your self-employed dental insurance premiums will be.

Basic Coverage is ideal if you only need preventative cleaning, routine exams and x-rays, and fillings and extractions, in addition to general anesthetics and certain services for children. Basic Comprehensive, which offers more extensive protection, provides coverage for periodontal treatment, endodontics/root canal therapy and denture-related care. If you are interested in a plan that includes the most complete level of protection, Major Services Coverage is the best choice. It offers access to dentures, standard crown restorations, orthodontics, standard bridges and standard repair or re-cementing of crowns in your third benefit year.



Learn About Prism


Learn About Prism Spectra


Learn About Prism Precision


Learn About Prism Continuum


Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.


Through Manulife Financial, we offer Flexcare DentalPlus and add-ons that allow self-employed Canadians to choose the coverage options they need for the specific health and dental insurance needs. We also offer the Follow-Me line, for those apply within 60 days of losing group coverage (for those that require prescription drugs), and Manulife Association plans that provide the following coverage options:

  • Base Dental which provides coverage for Basic Dental Services like cleaning, routine exams, fillings, etc.
  • Bronze Dental to provide a higher level of coverage than the Base Dental plan
  • Silver Dental which offers increased coverage, but comes with lower co-payments
  • Gold Dental which includes all of the services in the Base Dental program, but also offers coverage more frequent recall visits and dental prostheses like orthodontia and tooth replacement

Please click on each Manulife® tab below to see the different plan details and rates

Contact us today for more information about how we can meet your self-employed dental insurance needs. Request a no-obligation self-employed dental insurance quote or free information package today!

clients' testimonials

We have always appreciated the services we have received from Green Shield and your personal help has been amazing. Thank you so much for all you have done to help our family over the last year of transition.

Patty L

Just a quick note to say “thanks” for your help this morning. It certainly is nice to deal with such a professional company. You were super!!!!


Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.

Don M

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6