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British Columbia Health Insurance

Choose from multiple coverage options in two minutes or less.

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1. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.
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2. Insurance rates vary based on your province or territory of residence. Where do you live?

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3. What kind of coverage are you interested in learning more about?

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4. Are you interested in semi-private or private hospital accomodations?

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5. How about benefits through your workplace? Do any of the following apply?

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6. To provide an accurate quote, we need a ballpark on your age. Are you:

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7. Are you currently taking any prescription medications?

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8. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

9. So far, this is what we know about you. Is all of the information here correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
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Thanks so much! Based on your selections, these are the plans we think are best suited to your insurance needs. If you’d like to discuss these options, live and in-person, call 1-800-667-0429 and use reference number ####### (Short Ref #) -> 3 Plan options – low, mid, high

Now that we know a little bit about you, please feel free to take some time to get to know us. Here’s our story. You can also learn more about health insurance and dental insurance from our collection of online articles. Finally, to discover ways that insurance can make your life a little less stressful every day, be sure to check out our blog.

Options for Health Insurance in British Columbia

Special Benefits Insurance Services offers a number of products to help British Columbia residents address unexpected illnesses and injuries. This can help shield your finances from the high costs of health care by reducing your out-of-pocket expenses. It can also give you the comfort of knowing that you have access to many medical services without paying for them out-of-pocket.

Special Benefits has been providing health insurance in British Columbia since 1993. During that time, we have built a solid reputation for bringing high-quality, affordable insurance solutions to the marketplace. Special Benefits sells a series of health insurance plans for anyone who wants to expand their health insurance coverage.

We provide coverage for business owners, retirees, over-age dependents, surviving spouses, part-time and contractor workers, and many more. Our health insurance is ideal if you:

  • have lost or are not eligible for a company group plan
  • would like to supplement your British Columbia Provincial health insurance coverage

The Benefit of Partnering with Us

Special Benefits has been providing health insurance for residents of British Columbia for over two decades. We understand the insurance industry and the unique needs of our clients. We are proud to represent Green Shield Canada and Manulife Financial in British Columbia.

Special Benefits offers:

  • Convenience – One-stop shopping that gives you access to some of the best insurance products in the industry
  • Quality – High-quality British Columbia health insurance options with multiple insurers
  • Affordable Options – Economically-priced insurance products to fit your budget and needs
  • Financial Security – A practical safety net that helps to reduce your out-of-pocket expenses

British Columbia Health Insurance from Special Benefits

Special Benefits has the experience, expertise and products to provide the best health insurance solutions for your needs. We have a partnership with Green Shield Canada to sell the Prism programs: Prism Spectra, Prism Precision and Prism Continuum.

The Prism programs offer several different plans, each with varying levels of coverage. These products:

  • make it easy to select a health plan that’s right for you and your family
  • guarantee acceptance with coverage for pre-existing conditions with no medical exam or questionnaire in some plans
  • offer a broad range of coverage for everything from prescription drugs, dental and vision care to specialists, therapists and hospital accommodation.



Learn About Prism


Learn About Prism Spectra


Learn About Prism Precision


Learn About Prism Continuum


Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 60 days and are looking for guaranteed coverage even with pre- existing conditions.


We are also pleased to offer insurance options from Manulife in British Columbia, including the Flexcare, FollowMe and Association programs. With this suite of products, you can select options to add to your insurance plan to ensure you’re getting exactly the coverage you want for your specific needs. Added features include:

Manulife Flexcare

  • Broad range of health and dental insurance plans
  • Some policies are available with no medical exam

Manulife FollowMe

  • Uninterrupted coverage for those coming off a group benefits plan
  • Guaranteed acceptance if your application is made within 60 days of losing group coverage

Manulife Association

  • For individuals looking for supplemental health insurance, Manulife Association offers four Health and Dental options to choose from
  • Choose incremental changes for levels of coverage for prescription drugs, dental care, vision care, hospital coverage, EHC, AD&D and travel.

Please click on each Manulife® tab below to see the different plan details and rates

Extended Benefits

Our programs offer benefits to enhance your British Columbia health insurance coverage. These extended benefits include:

  • medical and home support services
  • routine eye examinations for individuals 19 to 64 years of age
  • eyeglasses, contact lenses, hearing aids, and other equipment or appliances
  • ambulance transportation
  • travel
  • Hospital Accommodation
  • Registered therapists
  • prescription drugs
  • dental services
  • chiropractic, massage therapy, naturopathy, physical therapy and podiatry or psychologist services

Contact us for more information about the benefits of our British Columbia health insurance plans. Request a no-obligation quote or a free information package today!

clients' testimonials

Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.


I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.

Cely T

Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

Our Partners

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We’re here to help

If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

Business hours

Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

Head Office:
Special Benefits Insurance Services
366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

North East Branch:
Special Benefits Insurance Services
158 Casimir Street, Port Perry, ON, L9L 1B7