Prism^® Health Plans Overview

Understanding that everyone’s healthcare needs and finances are unique, Prism^® offers you three programs to choose
from – Prism Continuum^®, Prism Precision^® and Prism Spectra^®. Within each of these programs are three different plans, each offering varying levels of coverage, so you can decide on the one that’s best for you.

Choose the health plan that’s right for you

Being able to choose the coverage that suits your individual requirements ensures that you are not paying a higher
premium than necessary or paying for coverage you don’t really want or need. The more basic your requirements,
the lower your premiums will be.

Your Situation	Prism Spectra	Prism Precision	Prism Continuum
Leaving a company group plan No pre-existing conditions	Eligible	Eligible	Eligible
Leaving a company group plan Pre-existing medical conditions	May be Eligible	Eligible	Eligible
Not leaving a company group plan No pre-existing medical conditions	Eligible	Eligible	Not Eligible
Not leaving a company group plan Pre-existing medical conditions	May be Eligible	Eligible	Not Eligible

Best of all, six of these plans offer guaranteed
acceptance – with no medical exam or
questionnaire required regardless of your current
health status – an important consideration if you
have any pre-existing medical conditions.

To see which Prism^® program(s) best reflect your
individual situation, review the chart to the right.
Once you’ve decided, click on the applicable
button below or on the program name at the
top of the chart.