Health Insurance

Health Care You Can Rely On

Having health care coverage enhances your ability to address medical conditions when they arise. However, it’s important to purchase health insurance before you’re affected by an unforeseen illness, accident or injury. Once you’re sick, you may not be able to qualify for health coverage.

Your provincial health insurance plan may not adequately meet your needs, especially if more specialized or complex care is required. A supplemental health insurance plan can provide more protection. It’s like having a safety net to protect you and your family against high medical expenses. Instead of struggling to pay out of pocket, you can relax, knowing your insurance benefits will cover many of the costs of your medical care. Once approved, you will receive a drug card for direct billing, if available through your provider, with no waiting period for your benefits to commence.

Proud to Offer Green Shield Canada Prism Plans

In partnership with Green Shield Canada, Special Benefits Insurance Services is pleased to offer a variety of Prism health and dental insurance programs. Prism programs are especially designed for individuals who do not have group insurance. They help bridge the gap for students, unemployed individuals, self-employed workers and anyone else who needs health insurance benefits. Prism plans can also offer financial protection against escalating health care costs.

Learn About Prism

Learn About Prism

Prism offers you three programs: Prism Spectra, Prism Precision and Prism Continuum. Each of these programs offers you a number of different plans to choose from with varying levels of coverage.

Learn About Prism Spectra

Learn About Prism Spectra

The Prism Spectra program is another option if you are leaving a company group plan or don't currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

Learn About Prism Precision

Learn About Prism Precision

The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.

Learn About Prism Continuum

Learn About Prism Continuum

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 60 days and are looking for guaranteed coverage even with pre- existing conditions.

About Green Shield Canada

Green Shield Canada is a not-for-profit corporation that provides Canadians with affordable access to health and dental care. As the originator of the first pre-paid drug plan, Green Shield Canada serves 1.4 million plan members across the country. Its goal is to administer health insurance and social service benefit plans with quality, efficiency and service excellence. Special Benefits is proud to be a partner with Green Shield Canada in its efforts to provide Canadian residents with affordable, high quality health care benefits.

Prism Health Insurance Programs

Green Shield Canada’s Prism programs offer three benefit options: Prism Spectra, Prism Precision and Prism Continuum. Within each of these programs, there are four different plans with varying levels of protection. For many of these plans, coverage is guaranteed and no medical questionnaire is required. This gives you the flexibility to choose a plan based on your needs and budget. Prism provides access to prescription drugs, dental care, vision care, extended health care, registered therapists and specialists, emergency travel coverage (to individuals under age 65) and hospital accommodation.

  • Prism Spectra
    Spectra is a great option if you’re concerned about cutbacks to your provincial government health insurance plan or want the peace of mind knowing you’re protected against rising health care costs. It offers comprehensive coverage, a broad range of benefits and high benefit maximums. Spectra can be the ideal solution if you are in good health and want to maximize your health care coverage.
  • Prism Precision
    Precision is an excellent choice if you would like to supplement the coverage offered by your provincial government health plan or if you want the comfort of knowing you are protected against the burden of health care expenses. Your acceptance is guaranteed, and the plan includes coverage for pre-existing conditions. Precision is a practical way to provide you and your family with basic health care coverage.
  • Prism Continuum
    Continuum is the best solution if you’re leaving a company group plan, worried about how you’re going to pay medical expenses or anxious that you might not qualify for other coverage because of health issues. It offers comprehensive coverage—even if you have pre-existing conditions. Coverage is guaranteed if you apply within 60 days of losing your group health insurance.

Extended Health Benefits to Maximize Your Coverage

All Prism programs offer a variety of extended health benefits to enhance your health care coverage. These benefits include:

  • Vision (not available with Prism Precision P2)
  • Accidental Dental
  • Ambulance Transportation
  • Hearing Aids
  • Home Support Services
  • Medical Items
  • Medical Services
  • Registered Therapists (chiropractor, foot care specialist, naturopath, osteopath, physiotherapist, massage therapist, speech therapist, acupuncturist and more…)
  • Travel (under age 65)
  • Hospital Accommodation (optional on Prism Spectra and Prism Precision, included with Prism Continuum)

Let one of our knowledgeable representatives help you with your health insurance needs. Contact us today for answers to any questions you may have or for a free information package that includes an application, benefit details and rates.

Please click on the pictures below to find out more information about a particular program.

Learn About Prism

Learn About Prism

Prism offers you three programs: Prism Spectra, Prism Precision and Prism Continuum. Each of these programs offers you a number of different plans to choose from with varying levels of coverage.

Learn About Prism Spectra

Learn About Prism Spectra

The Prism Spectra program is another option if you are leaving a company group plan or don't currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

Learn About Prism Precision

Learn About Prism Precision

The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.

Learn About Prism Continuum

Learn About Prism Continuum

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 60 days and are looking for guaranteed coverage even with pre- existing conditions.

Or visit any of these pages now for more details: