Dental Insurance

Dental Insurance, the Key to Better Dental Care and Health

Your oral health can affect the overall well-being of your entire body. According to Health Canada, heart disease, diabetes and even low-birth-weight babies may be associated with poor oral health. Ultimately, untreated oral diseases can have a negative impact on your quality of life. That’s why it’s important to make regular trips to the dentist—before recurring problems arise—to keep your teeth in good condition.

So how does dental insurance fit into good oral health? Dental insurance can reduce your out-of-pocket costs for routine and unexpected dental care, plus provide the peace of mind that comes from having the financial protection of insurance. With dental insurance, you have better access to the preventive care you need to keep your teeth healthy and beautiful. The better you take care of your teeth, the lower your overall costs for dental care will be.

Special Benefits Insurance Services makes it easy to obtain affordable dental insurance, which is important given the increasing cost of dental care. As the exclusive partner for Green Shield Canada’s Prism health and dental programs, we focus on providing a variety of options. Our dental plans offer Basic Coverage, Comprehensive Basic and Major Services coverage. Within most Prism programs, dental insurance is available in a variety of levels to provide the right kind of coverage at the right price for your family.

Learn About Prism

Learn About Prism

Prism offers you three programs: Prism Spectra, Prism Precision and Prism Continuum. Each of these programs offers you a number of different plans to choose from with varying levels of coverage.

Learn About Prism Spectra

Learn About Prism Spectra

The Prism Spectra program is another option if you are leaving a company group plan or don't currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

Learn About Prism Precision

Learn About Prism Precision

The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.

Learn About Prism Continuum

Learn About Prism Continuum

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 60 days and are looking for guaranteed coverage even with pre- existing conditions.

Who Qualifies for Dental Insurance

Prism Spectra and Prism Precision are open to all applicants, while only individuals coming off a group plan may apply for Prism Continuum. Dental benefits are available under the following levels:

Basic Coverage**

  • Preventative cleaning and polishing
  • Routine examinations and X-rays
  • Fillings and extractions
  • Fluoride treatments for children
  • Pit and fissure sealants for children
  • Space maintainers for children
  • General anaesthetics 

Comprehensive Basic Coverage**

  • Periodontal treatment, including cleaning and scaling
  • Endodontics / root canal therapy
  • Denture cleaning, repairs, rebasing and relining 

Major Services (available in your third benefit year) **

  • Dentures
  • Standard crown restorations or onlays on natural teeth
  • Standard bridges, including pontics, abutment retainers/crowns on natural teeth
  • Standard repair or recementing of crowns, onlays and bridgework on natural teeth

Orthodontics (available in your third benefit year)**

  • Orthodontic treatment to straighten teeth and correct the bite

** All dental benefits are based on the current Provincial Dental Association fee guide for general practitioners.

Let one of our knowledgeable representatives help you with your dental insurance needs. Contact us today for answers to any questions you may have or for a free information package that includes an application, benefit details and rates.

Please click on the pictures below to find out more information about a particular program.

Learn About Prism

Learn About Prism

Prism offers you three programs: Prism Spectra, Prism Precision and Prism Continuum. Each of these programs offers you a number of different plans to choose from with varying levels of coverage.

Learn About Prism Spectra

Learn About Prism Spectra

The Prism Spectra program is another option if you are leaving a company group plan or don't currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

Learn About Prism Precision

Learn About Prism Precision

The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.

Learn About Prism Continuum

Learn About Prism Continuum

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 60 days and are looking for guaranteed coverage even with pre- existing conditions.

Or visit any of these pages now for more details: