Self-Employed Dental Insurance

Being self-employed is difficult enough without having to worry about unexpected dental expenses. A self-employed dental insurance plan from Special Benefits Insurance Services is the solution. Our dental insurance options can provide the coverage you desperately need to maintain good dental health, while limiting out-of-pocket expenses. After all, without you, your business couldn’t exist. So purchasing dental insurance for yourself and your family is one of the best investments you can make.

Special Benefits has a number of dental insurance options available for entrepreneurs, independent professionals, contractors, commission-based workers or anyone who is not protected by group coverage. With a self-employed dental insurance plan, you can:

• Be better prepared to handle the costs of unexpected dental issues
• Save money by shifting the out-of-pocket burden of dental costs to an insurance plan
• Have greater peace of mind knowing you have coverage for dental issues that may arise
• Choose to have your business pay dental insurance premiums for any employees you may have
• Deduct dental insurance premiums paid on behalf of you and your employees from your taxes

How We Can Help You

When you partner with Special Benefits for your dental insurance needs, you gain access to years of experience. We are industry leaders who have been selling insurance solutions since 1993. We offer a wide variety of dental insurance products designed to meet the unique needs of self-employed individuals who are not covered by a group plan.

Special Benefits is proud to be an exclusive partner to Green Shield Canada, and this allows us to offer affordable and flexible Prism^® insurance programs nationwide. In addition, we are an independent broker, which means we sell self-employed dental insurance plans from other leading insurance providers within Ontario. All of this adds up to one thing: Special Benefits has the experience, expertise and products to meet your individual needs.

Choose from a Variety of Plans and Coverage Levels

Our Prism^® programs make it easy for self-employed individuals to fill in the insurance gap for services not covered by the government. There are three Prism programs^® available to meet your dental insurance needs: Prism Spectra^®, Prism Precision^® and Prism Continuum^®—which guarantees coverage if you apply within 60 days of losing your group plan.

Prism^® programs offer three levels of dental coverage for self-employed individuals and their families—Basic, Basic Comprehensive and Major Services. These options allow you to choose just the right amount of protection to ensure you and your family have the coverage you need. The more basic your requirements are, the lower your self-employed dental insurance premiums will be.

Basic Coverage is ideal if you only need preventative cleaning, routine exams and x-rays, and fillings and extractions, in addition to general anesthetics and certain services for children. Basic Comprehensive, which offers more extensive protection, provides coverage for periodontal treatment, endodontics/root canal therapy and denture-related care. If you are interested in a plan that includes the most complete level of protection, Major Services Coverage is the best choice. It offers access to dentures, standard crown restorations, standard bridges and standard repair or recementing of crowns in your third benefit year.

Contact us today for more information about how we can meet your self-employed dental insurance needs. Request a no-obligation self-employed dental insurance quote or free information package today!