Terms of Purchase

Effective Date of Coverage

Coverage is generally effective the first day of the month following the approval of the application.

Medically Necessary

Medically necessary treatments, services or supplies are eligible for coverage. “Medically necessary” means a treatment, service or supply which is generally accepted by the medical profession as essential, effective and appropriate in the care and treatment of a medical condition, sickness or injury.

Emergency Medical Travel Benefits and Pre-Existing Conditions

You will only be eligible for emergency medical travel benefits if existing or pre-diagnosed conditions are completely stable and you are fit to travel (in the opinion of GSC’s Assistance Medical Team) at the time of departure from your province of residence. GSC reserves the right to review your medical information at the time of claim.

Emergency medical travel benefits do not cover any hospital or medical care for childbirth occurring within eight (8) weeks of the expected delivery date, or deliberate termination of pregnancy.

Hospitalization for Pregnancy

Reimbursement will not be made for hospitalization due to pregnancy or pregnancy related conditions which commence during the first 10 month period following the covered person’s coverage effective date.

Newborns

Evidence of health is not required for a newborn child if the application is submitted within 30 days following the date of birth. Upon approval, coverage will become effective on a date to be determined by GSC.

Use of Website

Your use of this Website is subject to SBIS’s Legal Notices and Disclaimers of Liability.