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Small Business Dental Insurance

Choose from multiple coverage options in two minutes or less.

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. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Dental Insurance Options for Small Business Owners

At Special Benefits Insurance Services, we know your time, money and health are some of your biggest assets. Our small business dental insurance gives you a reliable and viable way to protect those assets.

Small business dental insurance can protect you (and your employees) from many out-of-pocket costs for dental care. Not only that, having dental insurance benefits makes it easier for you and your employees— if you choose to cover them—to maintain proper oral health, so you have the overall well-being to run your business.

Special Benefits offers a variety of small business dental insurance plans to enhance your access to dental insurance coverage. Our plans can help you:

  • Protect you and your family’s dental health and financial well-being
  • Safeguard your key employees’ dental and financial health
  • Minimize out-of-pocket expenses for dental care
  • Avoid worrying about dental insurance expenses, so you can spend more time focusing on your business
  • Take advantage of tax deductions for dental insurance premiums paid on behalf of you and your employees

The Advantages of Working with Special Benefits

Special Benefits sells an array of dental insurance plans for small businesses that can help ensure you have the proper coverage to meet your needs. We are the perfect dental insurance partner for small business owners who are looking for high-quality, cost-effective and reliable insurance.

We are an independent broker offering policies from leading insurance companies in Canada. With so many small business dental insurance products available, Special Benefits has the distinct ability to meet your specific preferences and needs.

Special Benefits is a leading agency for small business dental insurance, which means we are equipped to serve small business owners, entrepreneurs, independent professionals, contract workers and anyone else who is not covered by group benefits. We offer the following advantages:

  • Experience and Expertise: Special Benefits is an industry leader who has been serving the needs of business owners and professionals for 20 years. We have the experience and proven expertise to provide the best dental insurance product for your needs.
  • Customer-Focused: At Special Benefits, we know that time is money. So we make the process of choosing dental insurance quick and easy. Our representatives will work closely with you to identify the most appropriate product for your unique situation.
  • Economical Solutions: You can count on us to provide affordable dental insurance coverage through our programs, as well as cost-effective options from other providers. Whatever your budget and specifications, we can meet your needs.

Small Business Insurance Options

Provincial government insurance provides only very limited coverage for certain dental emergencies. However, our dental programs are an ideal way to supplement any gaps in coverage you may encounter.

We work with Green Shield Canada to offer the Prism line of products. These programs come in three options: Prism Continuum, Prism Spectra and Prism Precision. All three programs offer varying levels of dental care. Prism Precision guarantees coverage with no medical questionnaire required. Prism Continuum also guarantees coverage if you apply within 90 days of losing your group benefits. This is especially helpful for those managing a health condition with prescription medication. Prism Spectra requires a medical questionnaire to be filled out, but it provides our most comprehensive coverage, offering a full range of benefits and the highest benefit maximums.


Through Manulife Financial, we also offer dental insurance through the Flexcare, FollowMe and Manulife Association programs. With the flexibility of insurance policy add-ons, this can help you to develop an insurance program that is tailored the needs of your small business.

Please click on each Manulife® tab below to see the different plan details and rates



Learn About Prism


Learn About Prism Spectra


Learn About Prism Precision


Learn About Prism Continuum


Special Benefits brings a variety of insurance products from numerous top insurance companies in Ontario. We are proud to offer insurance plans from Green Shield Canada’s Prism line in three options: Prism Spectra, Prism Precision, and Prism Continuum.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.

A Variety of Coverage Levels Available

No matter which carrier you choose, there are varying levels of dental coverage for your small business. This makes it easier to find the type of insurance that meets your specific budget and needs. From a basic option that includes preventative cleaning, routine exams and x-rays, and fillings and extractions, as well as general anesthetics and certain services for children to a deluxe plan that covers care for dental prostheses and other major services in your third benefit year, the right coverage plan for your small business and its employees is available.

Contact us to learn more about how you can avoid running the financial risk of being underinsured. Request a free small business dental insurance quote or information package today!

clients' testimonials

I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.

Cely T

Just a quick note to say “thanks” for your help this morning. It certainly is nice to deal with such a professional company. You were super!!!!


Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6