To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.
Renewing your health insurance plan is an important part of employee benefits planning and management. Even though nobody wants to deal with a new set of premiums, deductibles, and providers every year, [+]
[Read More]Now that the World Health Organization has declared the COVID-19 pandemic at a point where we know the virus will remain the foreseeable future, but the infection is not as interrelated to [+]
[Read More]Do you get a good night’s sleep? The Canadian 24-Hour Movement Guidelines for Adults, released in October 2020, recommend 7 to 9 hours of good-quality sleep for adults aged 18 to 64 [+]
[Read More]Does your business feel the impact of an absent employee? When your team is small, it’s a real challenge to shift work responsibilities and plug holes in your processes due to an [+]
[Read More]The best way to make sure you come home with nothing but good memories from your travels is to have travel insurance to cover your healthcare expenses if you’re sick or injured [+]
[Read More]Health insurance helps you prepare for unexpected healthcare costs like out-of-pocket healthcare costs for prescription drugs, dental care, visits to a therapist or even nursing care. It provides real peace of mind [+]
[Read More]Many general health conditions are first detected through an eye exam — and many serious eye conditions don’t have obvious symptoms. From infancy to grade school, throughout your working life and into [+]
[Read More]No one wants to fail at retirement – just the thought of it brings on a little stress and anxiety. Its likely that you want to do everything possible to help you [+]
[Read More]Businesses large and small have been facing obstacles related to the workforce in 2022. According to Statistics Canada’s Canadian Survey on Business Conditions for the first quarter, only about 65% of the [+]
[Read More]In Canada, we’re fortunate to have government healthcare that covers doctors’ visits, in‐hospital procedures and so on. But there’s a lot that’s not covered — like prescription drugs, eyeglasses, dental care and [+]
[Read More]Knowing how to take care of your work team’s health insurance needs can be challenging, especially when you are starting out or scaling up your small business. Employee benefits are important, and [+]
[Read More]The year-over-year change in prices in Canada is outpacing gains in wages, meaning Canadians are facing inflation and a strain on their budgets. What if you or someone in your family unexpectedly [+]
[Read More]Keeping your teeth and gums clean isn’t just important for maintaining a happy and healthy smile. It’s important for maintaining your overall health. Poor oral health has been linked to serious medical conditions, [+]
[Read More]Participating in outdoor activities in the winter can really lift your spirits and improve your health. All that exercise releases endorphins to make you feel happy. And if it’s sunny you gain [+]
[Read More]Physical therapists assess and treat musculoskeletal impairments and are helping more people than ever live a better, pain-free life. You don’t need a doctor’s referral to get treatment. And you do not [+]
[Read More]Owning a small business can be a balancing act. On one side, there’s that glorious freedom to do what you love. But on the other, getting downtime is not easy. What would [+]
[Read More]As it becomes clear that dental insurance is important to protect the financial health as well as the dental health of Canadians, it is good to understand what is involved in determining [+]
[Read More]The Wage and Coverage Gap It seems those least able to pay for dental treatment out-of-pocket are also those who are least likely to have private health and dental insurance. In fact, [+]
[Read More]In an effort to avoid financial ruin, some Canadian families who are without health and dental insurance are taking great risks to get the dental treatment they need without the steep costs. [+]
[Read More]Most provincial health insurance plans offer some extended prescription drug coverage for senior citizens and residents on social assistance, however this coverage still does not include coverage for dental care in most [+]
[Read More]Trends in Out-of-Pocket Health Care Expenses Statistics Canada researches and reports on virtually everything that affects Canadians, from consumer spending to out-of-pocket healthcare expenditures. According to a Statistics Canada report, Canadians are [+]
[Read More]Of course, understanding the importance of insurance has little bearing on one’s ability to pay for coverage. If you are struggling with the decision to buy dental insurance coverage, consider this: How will [+]
[Read More]It is widely accepted that good oral health is an important component of one’s overall health maintenance. Fortunately, there is an array of private dental insurance options available to address this gap [+]
[Read More]But dental care is expensive, and many Canadian residents don’t have dental insurance. According to data collected by Statistics Canada from March 2007 to February 2009, 32 percent of Canadians have no [+]
[Read More]We don’t know if Santa carries a travel insurance policy, but here is what he should be packing into his sack, because it can be risky out there whether you are travelling [+]
[Read More]Did you know that there are provincial healthcare qualification restrictions on travelling abroad, in addition to restrictions by the countries you may plan on visiting for an extended period? Canadians like to [+]
[Read More]According to Statistics Canada, Canada is welcoming more than 31 million travellers from abroad every year! Whether they are visiting from the U.S., Europe or Asia, it’s important the visitors know that [+]
[Read More]Family is so important, and if yours lives in another country, you know what it’s like to want them to visit and stay for a while. The good news when it comes [+]
[Read More]Every November on Black Friday in the United States, Canadians get ready for their seasonal trip over the border looking for shopping deals. Hunting for rock-bottom prices can be exhilarating and a [+]
[Read More]Most everyone knows that purchasing travel insurance not only protects you and your loved ones from emergency medical expenses while travelling, it also helps to protect your bank account. But did you [+]
[Read More]The Ontario government announced in April 2019 that it would stop covering the medical costs of Ontarians travelling outside Canada, terminating OHIP’s Out-of-Country (OOC) Travellers Program. Here is what you need to [+]
[Read More]Scooter, motorcycle, moped, vespa, or bicycle — the choices can be endless when choosing a two-wheeled ride for your overseas holiday. There are a lot of reasons renting one is a great [+]
[Read More]Pre-Existing Conditions At any time in your life, travel medical insurance is a must. This is especially true when you are managing an ongoing health condition. It’s true that you may have [+]
[Read More]At least now we know why we’re suffering so much this year. Hot on the heels of the polar vortex, climatologists have a theory about the “pollen vortex” in our midst. Pollen [+]
[Read More]The following are some examples of health conditions that can change your dental health needs. It is by no means a complete list. For more information about the implications of managing a [+]
[Read More]Stop Drinking Your Calories Most people know that a Frappuccino has more calories than anybody should be ingesting in a single sitting, but did you also know that it has more than [+]
[Read More]Always Use Recommended Safety Equipment These days all the cool kids are wearing helmets for cycling, skateboarding and riding on scooters. They’re also wearing life jackets when riding on a boat or [+]
[Read More]General Maintenance Every six to nine months, depending on your care needs and your insurance coverage details, cleaning and polishing of your teeth is recommended. At regular intervals you should also have [+]
[Read More]Dental Care in Pregnancy It’s more important than ever to keep up your oral care routine in pregnancy. That means brushing twice and flossing at least once – every day. It also [+]
[Read More]Check local travel advisories It’s easy to forget when planning a trip that life in different countries and cultures isn’t always the same as it is here, and that the media doesn’t [+]
[Read More]If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.
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Phone:
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Head Office:
Special Benefits Insurance Services
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North East Branch:
Special Benefits Insurance Services
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