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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

How to avoid big healthcare bills this Black Friday

Every November on Black Friday in the United States, Canadians get ready for their seasonal trip over the border looking for shopping deals. Hunting for rock-bottom prices can be exhilarating and a [+]

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Six Things You Need to Understand About Your Health Insurance Plan

Supplemental health insurance plans can be invaluable to individuals and families who need additional coverage not offered under their provincial insurance plans. But health insurance does not come in a one-size-fits-all solution. So how [+]

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The Benefits of Using a Broker to Buy Health Insurance

The beautiful thing about healthcare in Canada is that many emergency and physician services are free for permanent residents. Our neighbours to the south often talk about how Canada’s healthcare plan is [+]

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Play Hockey? Get Health Insurance

Hockey season is underway, and as we all enjoy cheering on our favourite team, the health impacts from injuries for those who take to the ice as players can be very significant. [+]

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How to Complete Your Manulife Online Health Insurance Application

If you are like most people, you know that relying solely on your government health coverage can leave you with medical bills for prescription drugs, dental care, vision care and therapy that [+]

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Saved by Travel Insurance: Jane’s Real-Life Story (video)

Most everyone knows that purchasing travel insurance not only protects you and your loved ones from emergency medical expenses while travelling, it also helps to protect your bank account. But did you [+]

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The End of the Out-of-Country Travellers program is coming for Ontarians

The Ontario government announced in April 2019 that it would stop covering the medical costs of Ontarians travelling outside Canada, terminating OHIP’s Out-of-Country (OOC) Travellers Program. Here is what you need to [+]

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Steer Clear of Hefty Hospital Bills When You Travel

Scooter, motorcycle, moped, vespa, or bicycle — the choices can be endless when choosing a two-wheeled ride for your overseas holiday. There are a lot of reasons renting one is a great [+]

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Why do I need provincial coverage to qualify for health insurance?

In Canada we are lucky to have Medicare, our publicly funded healthcare system. Instead of having a single national plan, we have 13 provincial and territorial healthcare insurance plans. Under this system, [+]

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Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of [+]

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Will my travel medical insurance cover me for extreme sports?

All activities may not be covered To some of us, walking from the pool to a beach chair may be as close to an extreme sport as we care to get while [+]

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Can I be covered for health insurance if I am over 75 years old?

Regardless of age, individual health and dental insurance can help you save on healthcare costs not covered by your provincial government plan, including expenses like prescription drugs, dental care, hearing aids, vision [+]

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Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

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Why does my health plan only cover the cost of generic drugs?

Prescription Drugs Are Covered Health insurance plans cover many prescription drugs. To be eligible for coverage, a prescription drug must be prescribed by a physician, dentist or psychiatrist be medically necessary be [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Should I Offer Employees Health Insurance?

As a refresher, the theory claims that self-actualization, or complete satisfaction, cannot be achieved without first fulfilling a series of human needs: After the first four levels are satisfied, a person can [+]

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Navigating Government Dental Insurance Programs

If you are one of the many Canadians who do not currently have separate coverage for your health and dental insurance needs, you will be required to pay out of pocket for [+]

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The Difference Between Preventative and Restorative Dental Insurance

When deciding on dental insurance for yourself or your family, it’s hard to know if you need premium coverage, or if a more basic plan will suit your needs. To help you [+]

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Accessibility Challenges in Dental Care

Accessibility Standards for People with Disabilities To get the most out of health and dental insurance, and enjoy the health benefits that stem from good oral health care, prospective dental patients need [+]

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Dental Insurance Matters at Any Age

Short Term Gain, Long Term Pain These days, many first jobs are temporary or contract positions. This means they don’t come with a lot of the perks of full-time employment, like group [+]

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The Importance of Dental Insurance for Children

When managing a household budget, there are a lot of items to consider. Leaving the health and dental insurance off the list may be tempting. However, it’s false economy when the need [+]

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Factors that Influence Dental Insurance Premiums in Canada

As it becomes clear that dental insurance is important to protect the financial health as well as the dental health of Canadians, it is good to understand what is involved in determining [+]

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Rising Costs are a Significant Barrier to Dental Care

The Wage and Coverage Gap It seems those least able to pay for dental treatment out-of-pocket are also those who are least likely to have private health and dental insurance. In fact, [+]

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The Dark Side of Going without Dental Insurance

In an effort to avoid financial ruin, some Canadian families who are without health and dental insurance are taking great risks to get the dental treatment they need without the steep costs. [+]

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Do I Need Insurance When Travelling Within Canada?

Perhaps best of all, every Canadian resident is eligible for government healthcare, so you don’t need to worry about travel insurance, right? Not so fast, adventurous traveller! Virtually every provincial health ministry [+]

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Travel Insurance Destination Guide

It seems the only real limit is deciding where to go for a March Break vacation. Of course you know that the most important thing you can pack for your trip is [+]

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Travelling with a Pre-Existing Condition

Those with pre-existing conditions are often convinced that as long as their medical issue is under control when they leave the country, there is no reason to buy travel insurance. Nothing could [+]

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Road Trip Rules for Families

  Before you set off on a big adventure this summer, be sure to review these road trip rules for families. Keep Active Just about every rest stop in North America has [+]

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Got Braces? Get them off Faster!

  Once you have arranged payment for the treatment with the coverage that you are eligible for through your health and dental insurance plan, the next step is making sure your braces [+]

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5 Tips for Healthy Summer Living

Before we get too far into the festivities, it’s a good time to review a few ways to stay safe and healthy in the summer. Tips for Healthy Living in the Summer [+]

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Pediatric Dentistry Isn’t Child’s Play

With this high level of specialization comes the feeling that those practitioners who aren’t specialists are less qualified than those who are. When it comes to caring for your child’s teeth, is [+]

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Insurance is the Best Travel Deal in the World

The Case for Travel Insurance Many would-be vacationers take their chances that accidents or illnesses won’t happen abroad. Nobody thinks it will happen to them, and yet every year thousands of Canadians [+]

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Still Smoking? Let This Be the Year You Kick the Habit!

Whatever your reasons were on that fateful day, you’re continuing to do something that is hazardous to your health, and to the health of people around you. You know that. By now, [+]

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Yes, Flossing Really is THAT Important

Why Flossing is Important It’s easy to understand the value of dental floss when you are feeling the irritation of a piece of food stuck between your teeth. It’s true, flossing is [+]

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Travel Insurance for the Year

By now we have all heard stories of our fellow Canadians falling ill or getting injured while on a holiday far from home. What you might not have heard about is the [+]

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