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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

How to Buy Travel Insurance to Prepare for an Unexpected Trip

Travel insurance should always be included in your vacation budget, even if you’re travelling within Canada. Your provincial health plan or your insurance plan through your employer or credit card may not [+]

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Three Things You Need To Know About Divorce And Your Health Insurance

When major life events like a pandemic test our emotional and mental well-being and our marriages, sometimes the result is the end of our relationships. Why? It may be that spending too [+]

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Manulife’s COVID-19 Pandemic Travel Plan

Manulife and SBIS strongly encourage you to adhere to the recommendations of the Government of Canada and medical professionals around the world during this time. But Manulife supports the health and safety [+]

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How to Offer Employee Assistance with a Small Group Health Plan

When you’re a small business owner, your time is valuable. To simplify the selection and reduce the cost of your group benefits package, at SBIS we offer GMS Group Advantage, a health [+]

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Health Insurance for Canadian Retirees

While employed full-time, many Canadians are in the fortunate position of having company-provided health and dental insurance to help offset the costs of these services that fall outside the provincial and territorial [+]

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What Free COVID-19 Travel Insurance Covers

Canadians travelling internationally should always follow government advisories. Travel insurers offer coverage that is aligned with the advisories, whether freedom to travel is restricted or not. As the world adapts and reopens [+]

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No Employee Benefits? Now You Need Health Insurance

A nice perk for some people who work is that their employer provides benefits. But more and more Canadians don’t have that advantage. They are self-employed. Once you’re in business for yourself, [+]

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Is Health Insurance Important When I Retire?

Health insurance benefits are an important part of an employee’s compensation package. Did you know that when you retire, you will likely lose those benefits and the peace of mind they provide? [+]

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4 Ways Health Insurance Helps You Take Care of Your Family

Managing a household budget can be difficult. Leaving health and dental insurance off the list may be tempting — but remember how important it is for your family. We know that all [+]

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Health Insurance When You Downsize Your Business

All businesses, and particularly small businesses, naturally progress from start-up growth to winding down. And everyone who contributes throughout those changes needs health insurance. Providing attractive benefits to help employees maintain good [+]

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Yes, It’s Safe to Go to the Dentist

At times, it has been vital to our health to keep our physical distance. In the worst situations, our healthcare professionals move to shut down all but emergency help to keep us, [+]

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How Affordable is Health Insurance?

Growing up, we dream about who we will be and what life will be like, but we never really seem to dream up the realities of “adulting.” Bills and budgets…these small money [+]

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Three Health Insurance Trends

There are some things that don’t change in life: the value of the time we spend, the significance of smart financial choices and the importance of good health. And there are things [+]

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Manulife FollowMe vs. Prism Continuum Health Insurance Plans

At SBIS, we know you want the health insurance coverage that best fits your budget and your needs — and you want an insurance provider you can trust. That’s why we offer [+]

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The Future of Health Insurance for Retirees in Canada

Not long ago, those who had health and dental insurance benefits through their workplace could look forward to continuing those benefits in retirement. However, that’s often not the case anymore. Every working [+]

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Lifetime Health Insurance

It’s great to have health insurance benefits through your employer. But in reality, that’s a perk only some Canadians enjoy, and one that only lasts a few years of our lives. So [+]

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The High Cost of Going Without Dental Insurance

When comparing the cost of dental insurance plans against the cost of paying for treatments out of pocket, it’s important to consider more than just a routine visit a couple of times [+]

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Dental Insurance Considerations for Retiring Canadians

Because Canadians are fortunate enough to have most of our healthcare needs provided for by the government, it’s easy to neglect to plan for some out of pocket expenses. For example, you will [+]

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Navigating Government Dental Insurance Programs

If you are one of the many Canadians who do not currently have separate coverage for your health and dental insurance needs, you will be required to pay out of pocket for [+]

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The Difference Between Preventative and Restorative Dental Insurance

When deciding on dental insurance for yourself or your family, it’s hard to know if you need premium coverage, or if a more basic plan will suit your needs. To help you [+]

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Accessibility Challenges in Dental Care

Accessibility Standards for People with Disabilities To get the most out of health and dental insurance, and enjoy the health benefits that stem from good oral health care, prospective dental patients need [+]

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Dental Insurance Matters at Any Age

Short Term Gain, Long Term Pain These days, many first jobs are temporary or contract positions. This means they don’t come with a lot of the perks of full-time employment, like group [+]

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The Importance of Dental Insurance for Children

When managing a household budget, there are a lot of items to consider. Leaving the health and dental insurance off the list may be tempting. However, it’s false economy when the need [+]

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Factors that Influence Dental Insurance Premiums in Canada

As it becomes clear that dental insurance is important to protect the financial health as well as the dental health of Canadians, it is good to understand what is involved in determining [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Tips For Managing Your Travel Insurance Claim

First, call the doctor If you or your family member has an illness that prevents you from going on your trip you will need proof from a doctor — advising you that [+]

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Free Look Gives You 100% Confidence In Your Travel Insurance Plan

Imagine all the reasons your trip may go a little off course: you have elderly parents and will need to return home quickly to care for them your destination has an unexpected [+]

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What Are Your 6 Top Factors For Choosing Travel Medical Insurance?

In 2018, the Canadian Association of Financial Institutions (CAFII) surveyed over 1,200 travel medical insurance buyers, asking what factors affected their choice of travel medical insurance. Here are the findings. Factor #1: [+]

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If A Drug I Was Taking is Recalled, Am I Considered Stable For Travel Insurance?

1. Understand how your travel insurance policy defines ‘stable’ for health-related developments Here are typical ways that an insurer will define the stability of your condition: There are no symptoms or signs [+]

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Discover What Canadians Think About Travel Medical Insurance

What do we love about travel medical insurance? Eight in ten Canadians love the value this important insurance provides when they are travelling out of their home province. Among those who purchased [+]

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Your out of country visitors need travel health insurance

Now your friends and family may drop by more frequently thanks to more relaxed visa requirements and more direct flights to Canada. If they hadn’t had Canada on their bucket list before, [+]

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Got Braces? Get them off Faster!

  Once you have arranged payment for the treatment with the coverage that you are eligible for through your health and dental insurance plan, the next step is making sure your braces [+]

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5 Tips for Healthy Summer Living

Before we get too far into the festivities, it’s a good time to review a few ways to stay safe and healthy in the summer. Tips for Healthy Living in the Summer [+]

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Pediatric Dentistry Isn’t Child’s Play

With this high level of specialization comes the feeling that those practitioners who aren’t specialists are less qualified than those who are. When it comes to caring for your child’s teeth, is [+]

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Insurance is the Best Travel Deal in the World

The Case for Travel Insurance Many would-be vacationers take their chances that accidents or illnesses won’t happen abroad. Nobody thinks it will happen to them, and yet every year thousands of Canadians [+]

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Still Smoking? Let This Be the Year You Kick the Habit!

Whatever your reasons were on that fateful day, you’re continuing to do something that is hazardous to your health, and to the health of people around you. You know that. By now, [+]

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Yes, Flossing Really is THAT Important

Why Flossing is Important It’s easy to understand the value of dental floss when you are feeling the irritation of a piece of food stuck between your teeth. It’s true, flossing is [+]

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Travel Insurance for the Year

By now we have all heard stories of our fellow Canadians falling ill or getting injured while on a holiday far from home. What you might not have heard about is the [+]

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Visiting Canada? You Need Health Insurance Too!

Why Visitors to Canada Need Health Coverage Whether your planned visit to Canada is for a few weeks for a vacation, a few months for a temporary work assignment, or you’re planning [+]

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