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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Six Things You Need to Understand About Your Health Insurance Plan

Supplemental health insurance plans can be invaluable to individuals and families who need additional coverage not offered under their provincial insurance plans. But health insurance does not come in a one-size-fits-all solution. So how [+]

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The Benefits of Using a Broker to Buy Health Insurance

The beautiful thing about healthcare in Canada is that many emergency and physician services are free for permanent residents. Our neighbours to the south often talk about how Canada’s healthcare plan is [+]

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Play Hockey? Get Health Insurance

Hockey season is underway, and as we all enjoy cheering on our favourite team, the health impacts from injuries for those who take to the ice as players can be very significant. [+]

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How to Complete Your Manulife Online Health Insurance Application

If you are like most people, you know that relying solely on your government health coverage can leave you with medical bills for prescription drugs, dental care, vision care and therapy that [+]

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Saved by Travel Insurance: Jane’s Real-Life Story (video)

Most everyone knows that purchasing travel insurance not only protects you and your loved ones from emergency medical expenses while travelling, it also helps to protect your bank account. But did you [+]

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The End of the Out-of-Country Travellers program is coming for Ontarians

The Ontario government announced in April 2019 that it would stop covering the medical costs of Ontarians travelling outside Canada, terminating OHIP’s Out-of-Country (OOC) Travellers Program. Here is what you need to [+]

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Steer Clear of Hefty Hospital Bills When You Travel

Scooter, motorcycle, moped, vespa, or bicycle — the choices can be endless when choosing a two-wheeled ride for your overseas holiday. There are a lot of reasons renting one is a great [+]

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Saved by Travel Insurance: Malcolm’s Real-Life Story (video)

Educating yourself on travel insurance may not seem exciting, but sometimes just understanding how important travel insurance was in one person’s experience can be eye-opening. Purchasing travel insurance not only protects you [+]

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Why Caregivers Need Health Insurance

The good news is that more people survive critical illness and injury today, than ever before. The challenging news it that many survivors need care, and caring for a loved one who [+]

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OHIP+ Changes for those aged 24 and under

Here are the changes the Ontario Government made to OHIP+ that you should know about: Children and youth aged 24 and under who have a private drug plan will no longer be [+]

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Want to make a change to your Health Insurance plan?

It can be reassuring to choose health insurance that suits you, your lifestyle and your budget — because your health insurance will continue to be with you today, tomorrow and in the [+]

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Why do I need provincial coverage to qualify for health insurance?

In Canada we are lucky to have Medicare, our publicly funded healthcare system. Instead of having a single national plan, we have 13 provincial and territorial healthcare insurance plans. Under this system, [+]

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Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of [+]

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Will my travel medical insurance cover me for extreme sports?

All activities may not be covered To some of us, walking from the pool to a beach chair may be as close to an extreme sport as we care to get while [+]

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Can I be covered for health insurance if I am over 75 years old?

Regardless of age, individual health and dental insurance can help you save on healthcare costs not covered by your provincial government plan, including expenses like prescription drugs, dental care, hearing aids, vision [+]

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Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

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Find Out How to Get a Dental Insurance Quote

While there are many factors to evaluate when choosing a plan for you and your family, cost is often one of the most important considerations. There are a variety of ways you [+]

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What do I Need to Know Before I Purchase Dental Insurance?

A Dental Insurance Plan can provide the coverage you need to make visits to the dentist a part of your usual routine so you can maintain a happy and healthy smile for [+]

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How Affordable is Dental Insurance?

However, even if you are diligent about brushing and flossing at home, routine trips to the dentist are essential to maintaining good oral health. Because good oral health and overall good health [+]

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Make Dental Insurance Easy With 4 Simple Steps

Good oral health is an important component of good overall health. Experts agree that regular visits to the dentist are critical for maintaining good oral health. In fact, 48% of people who [+]

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How Will I Cover Dental Care Costs in Retirement?

Preparing for this monumental leap is a lot easier once you know all your ducks are in a row. For example, when you made plans for your income in retirement, were increased [+]

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Retiree Dental Insurance Benefits are Disappearing

For the services that aren’t covered by your province or territory of residence, like dental care, private health and dental insurance plans can help offset the high cost of paying for services [+]

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The High Cost of Going Without Dental Insurance

When comparing the cost of dental insurance plans against the cost of paying for treatments out of pocket, it’s important to consider more than just a routine visit a couple of times [+]

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Dental Insurance Considerations for Retiring Canadians

Because Canadians are fortunate enough to have most of our healthcare needs provided for by the government, it’s easy to neglect to plan for some out of pocket expenses. For example, you will [+]

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Your out of country visitors need travel health insurance

Now your friends and family may drop by more frequently thanks to more relaxed visa requirements and more direct flights to Canada. If they hadn’t had Canada on their bucket list before, [+]

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Travel Medical Insurance Is Helpful If You Get Traveller’s Tummy

You’re good at planning your vacations and business trips. But did you remember that planning what you’ll eat can be an important part of any trip away from home? Being on the [+]

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When is the Best Time to Purchase Travel Insurance?

Most people figure out where they’re going before they do anything else, and adjust the rest of their preparations around the time and place they’ll be away. Do you want to go [+]

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Do I Need Travel Insurance for a Destination Wedding?

Weddings create a huge market, and this is certainly true for destination weddings. Places like Cancun, Dominican Republic, and other tropical getaways are popular for this type of celebration. It’s a great [+]

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Do I Need Insurance When Travelling Within Canada?

Perhaps best of all, every Canadian resident is eligible for government healthcare, so you don’t need to worry about travel insurance, right? Not so fast, adventurous traveller! Virtually every provincial health ministry [+]

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Travel Insurance Destination Guide

It seems the only real limit is deciding where to go for a March Break vacation. Of course you know that the most important thing you can pack for your trip is [+]

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Travelling with a Pre-Existing Condition

Those with pre-existing conditions are often convinced that as long as their medical issue is under control when they leave the country, there is no reason to buy travel insurance. Nothing could [+]

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Your Family’s Guide to Travel Health Insurance

  A winter vacation is a great way for the whole family to rest and reconnect, hopefully far away from the snow and ice that plague our friends back home. Before you [+]

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4 Sure Signs it’s Time to Get Health Insurance

When we’re going through a major life change (finishing school, changing jobs, retirement, etc.), it’s the perfect time to review our financial plans. In many cases, this will include evaluating your needs [+]

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What’s New in the World of Dental Patient Technology?

In fact, the red and white striped barber pole we’ve all seen originates from this. The red represented blood and the white represented bandages. You could get your hair cut and a [+]

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3 Surprising Ways Destination Weddings are Like Winter Vacations

  For some people, though, the whole affair has become a bit clichéd. Instead of getting the 3:00 p.m. slot at the local wedding factory, they dream of something more exotic that [+]

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Is Destination Dentistry Really a Thing?

No matter what the reasons are for Canadians to consider seeking treatment outside the country, it would seem that it’s a rising trend. But what about travelling abroad for dental care? Are [+]

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Taking Care of your Dentures

However, if you’re currently a denture wearer, or if you and your dentist have come to the conclusion that partial or full dentures are the right choice for you, proper care can [+]

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Keep Kids Safe this Summer

Before you send them out the door, keep a few safety tips in mind to make sure this summer is a fun one for everyone! Water Safety is No Joke! The local [+]

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Stop Gum Disease in its Tracks

Childhood illnesses, chronic diseases and indicators about the diet can be detected in a person’s teeth long after they’ve passed. A specialist can tell if a person experienced malnourishment or excess hundreds, [+]

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If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

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