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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Why does my health plan only cover the cost of generic drugs?

Prescription Drugs Are Covered Health insurance plans cover many prescription drugs. To be eligible for coverage, a prescription drug must be prescribed by a physician, dentist or psychiatrist be medically necessary be [+]

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Does my travel insurance cover me if I’m pregnant?

When it comes to purchasing travel insurance in Canada, there is a lot we take for granted! But for pregnant travellers, this is a special time that can have special risks. Whether [+]

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Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Should I Offer Employees Health Insurance?

As a refresher, the theory claims that self-actualization, or complete satisfaction, cannot be achieved without first fulfilling a series of human needs: After the first four levels are satisfied, a person can [+]

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How To Coordinate Your Personal and Group Health Benefit Claims

Step 1: Determine if You Have Group Health Insurance Benefits An insurance policy that provides coverage for many people under one contract is called “group insurance.” The group is typically made up [+]

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Make health insurance a priority this year!

Especially throughout the holiday season and until early in the New Year, shopping, visiting family and friends, preparing for company, and meeting work deadlines can all rank higher up on the to-do [+]

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Why choose a broker over going directly with a health insurance provider?

The Pitfalls of ‘Do It Yourself’ Think back. Has there ever been a time when you decided to do it yourself and perhaps regretted the outcome? Whether it was a DIY haircut [+]

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Discover What Canadians Think About Travel Medical Insurance

What do we love about travel medical insurance? Eight in ten Canadians love the value this important insurance provides when they are travelling out of their home province. Among those who purchased [+]

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Should You Have Catastrophic Health Insurance?

Furthermore, only some of the costs may be tax deductible. Consider these examples: Special cancer treatment drugs can cost more than $25,000 a year and a treatment plan may prescribe oral medication [+]

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Your out of country visitors need travel health insurance

Now your friends and family may drop by more frequently thanks to more relaxed visa requirements and more direct flights to Canada. If they hadn’t had Canada on their bucket list before, [+]

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Should You Pay Monthly or Annually for Health Insurance?

Monthly Payments are Easier for Budgeting Monthly health insurance premiums are deducted automatically, which is convenient and makes budgeting easier. You won’t miss a payment, as long as you have enough money [+]

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How Health Insurance Can Help You with Hearing Loss

Hearing problems, like other health events, can be especially stressful because of the emotional toll they can have on the entire family. Too many times families are surprised to discover that provincial [+]

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Health Insurance is Smart When You Move Between Provinces

If you are like most Canadians, you might think of Medicare as a national program. But under our Constitution, the delivery of healthcare is primarily a provincial responsibility — and each province [+]

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Travel Medical Insurance Is Helpful If You Get Traveller’s Tummy

You’re good at planning your vacations and business trips. But did you remember that planning what you’ll eat can be an important part of any trip away from home? Being on the [+]

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Think you are hard to insure for health insurance?

In many cases, people who are unfortunate enough to encounter health issues are penalized (or even refused) when it comes to purchasing insurance. A pre-existing health condition is one of the main [+]

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What do I Need to Know Before I Purchase Dental Insurance?

A Dental Insurance Plan can provide the coverage you need to make visits to the dentist a part of your usual routine so you can maintain a happy and healthy smile for [+]

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How Affordable is Dental Insurance?

However, even if you are diligent about brushing and flossing at home, routine trips to the dentist are essential to maintaining good oral health. Because good oral health and overall good health [+]

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Make Dental Insurance Easy With 4 Simple Steps

Good oral health is an important component of good overall health. Experts agree that regular visits to the dentist are critical for maintaining good oral health. In fact, 48% of people who [+]

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How Will I Cover Dental Care Costs in Retirement?

Preparing for this monumental leap is a lot easier once you know all your ducks are in a row. For example, when you made plans for your income in retirement, were increased [+]

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Retiree Dental Insurance Benefits are Disappearing

For the services that aren’t covered by your province or territory of residence, like dental care, private health and dental insurance plans can help offset the high cost of paying for services [+]

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The High Cost of Going Without Dental Insurance

When comparing the cost of dental insurance plans against the cost of paying for treatments out of pocket, it’s important to consider more than just a routine visit a couple of times [+]

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Dental Insurance Considerations for Retiring Canadians

Because Canadians are fortunate enough to have most of our healthcare needs provided for by the government, it’s easy to neglect to plan for some out of pocket expenses. For example, you will [+]

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Navigating Government Dental Insurance Programs

If you are one of the many Canadians who do not currently have separate coverage for your health and dental insurance needs, you will be required to pay out of pocket for [+]

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Travel Insurance Destination Guide

It seems the only real limit is deciding where to go for a March Break vacation. Of course you know that the most important thing you can pack for your trip is [+]

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Travelling with a Pre-Existing Condition

Those with pre-existing conditions are often convinced that as long as their medical issue is under control when they leave the country, there is no reason to buy travel insurance. Nothing could [+]

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Your Family’s Guide to Travel Health Insurance

  A winter vacation is a great way for the whole family to rest and reconnect, hopefully far away from the snow and ice that plague our friends back home. Before you [+]

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4 Sure Signs it’s Time to Get Health Insurance

When we’re going through a major life change (finishing school, changing jobs, retirement, etc.), it’s the perfect time to review our financial plans. In many cases, this will include evaluating your needs [+]

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What’s New in the World of Dental Patient Technology?

In fact, the red and white striped barber pole we’ve all seen originates from this. The red represented blood and the white represented bandages. You could get your hair cut and a [+]

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3 Surprising Ways Destination Weddings are Like Winter Vacations

  For some people, though, the whole affair has become a bit clichéd. Instead of getting the 3:00 p.m. slot at the local wedding factory, they dream of something more exotic that [+]

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Is Destination Dentistry Really a Thing?

No matter what the reasons are for Canadians to consider seeking treatment outside the country, it would seem that it’s a rising trend. But what about travelling abroad for dental care? Are [+]

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Taking Care of your Dentures

However, if you’re currently a denture wearer, or if you and your dentist have come to the conclusion that partial or full dentures are the right choice for you, proper care can [+]

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Keep Kids Safe this Summer

Before you send them out the door, keep a few safety tips in mind to make sure this summer is a fun one for everyone! Water Safety is No Joke! The local [+]

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Stop Gum Disease in its Tracks

Childhood illnesses, chronic diseases and indicators about the diet can be detected in a person’s teeth long after they’ve passed. A specialist can tell if a person experienced malnourishment or excess hundreds, [+]

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