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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Does Your Credit Card Travel Insurance Really Have You Covered?

Too often, people assume that they have all the travel insurance protection they need just by carrying their credit card. But this complimentary benefit is a “one size fits all” product. It may [+]

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Can I travel with marijuana?

The Travel Health Insurance Association of Canada (THiA) recently conducted a study on what Canadians aged 18–60 across Canada know about the implications of travelling with marijuana*. Not surprisingly, how old you [+]

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Want to make a change to your Health Insurance plan?

It can be reassuring to choose health insurance that suits you, your lifestyle and your budget — because your health insurance will continue to be with you today, tomorrow and in the [+]

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Why do I need provincial coverage to qualify for health insurance?

In Canada we are lucky to have Medicare, our publicly funded healthcare system. Instead of having a single national plan, we have 13 provincial and territorial healthcare insurance plans. Under this system, [+]

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Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of [+]

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Will my travel medical insurance cover me for extreme sports?

All activities may not be covered To some of us, walking from the pool to a beach chair may be as close to an extreme sport as we care to get while [+]

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Can I be covered for health insurance if I am over 75 years old?

Regardless of age, individual health and dental insurance can help you save on healthcare costs not covered by your provincial government plan, including expenses like prescription drugs, dental care, hearing aids, vision [+]

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Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

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Make health insurance a priority this year!

Especially throughout the holiday season and until early in the New Year, shopping, visiting family and friends, preparing for company, and meeting work deadlines can all rank higher up on the to-do [+]

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Why choose a broker over going directly with a health insurance provider?

The Pitfalls of ‘Do It Yourself’ Think back. Has there ever been a time when you decided to do it yourself and perhaps regretted the outcome? Whether it was a DIY haircut [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Have Dental Insurance Ready For Your Baby’s First Visit

Every child is unique, and so are their teeth! They are one of a kind, and should last a lifetime. And they can, with good preventative care. Just as you teach your [+]

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Getting Divorced? Don’t Forget Your Health Insurance

Make sure you know about your health insurance Frequently, one spouse is less aware of financial details and arrangements, but both individuals need to have an accurate picture of their economic situation. [+]

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How to Choose Your Retirement Health Insurance Plan

Why buy health insurance? Health and dental insurance is a way for people to save on healthcare costs not covered by their provincial government plan. Expenses like prescription drugs, dental care, hearing [+]

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Free Look Gives You 100% Confidence In Your Travel Insurance Plan

Imagine all the reasons your trip may go a little off course: you have elderly parents and will need to return home quickly to care for them your destination has an unexpected [+]

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Will Insurance Companies Offer Coverage for Medical Marijuana?

The experience at Veterans Affairs Canada Part of the hesitation insurers have comes from lax prescribing practices. Many doctors who regularly prescribe pot don’t do proper patient examinations or follow-ups, according to [+]

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What to Do When You Have Two Insurance Plans

But even if your employer doesn’t offer coverage, it’s a good idea to seek out dental insurance. Unexpected issues arise all the time; it’s better to have a plan already, so you [+]

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How Dental Insurance Can Improve Your Overall Health

A variety of illnesses that have nothing to do with your teeth are directly related to how you treat your mouth. According to the world-renowned Mayo Clinic in Minnesota, gum disease is [+]

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The Alternate Benefit Clause: What You Need to Know

Suppose you just found out from your dentist that you need to have a bridge placed. You feel confident your plan will cover most of the proposed amount and your out-of-pocket expenses [+]

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Orthodontics Understanding Your Plan for Amazing Results

Ever since the invention of the camera, people have avoided showing off their pearly whites. The reasons are usually a little different, but they run along the same theme: crooked and gapped [+]

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Who Regulates Dental Care and Billing in Canada?

When you are trying to understand the codes of conduct observed by dental care providers, it’s a good idea to start with an overview of who regulates dental care and billing in [+]

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Understanding Your Dental Insurance Plan and the Types of Services Available

When you are shopping for a Canada dental insurance plan, there are many options to choose from, with varying levels of coverage. Some plans cover certain services, partially include others, and exclude [+]

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The Benefits of Dental Insurance

Getting the care you need to keep up with regular trips to the dentist is an important part of maintaining a happy and healthy smile. As a result, many people choose to [+]

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How Geography Affects Dental Care in Canada

In particular, provincial costs and coverage can vary significantly depending on where you live. Read on to discover how geography affects dental care in Canada. Variations in Dental Care Coverage by Province [+]

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Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Tips For Managing Your Travel Insurance Claim

First, call the doctor If you or your family member has an illness that prevents you from going on your trip you will need proof from a doctor — advising you that [+]

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Free Look Gives You 100% Confidence In Your Travel Insurance Plan

Imagine all the reasons your trip may go a little off course: you have elderly parents and will need to return home quickly to care for them your destination has an unexpected [+]

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What Are Your 6 Top Factors For Choosing Travel Medical Insurance?

In 2018, the Canadian Association of Financial Institutions (CAFII) surveyed over 1,200 travel medical insurance buyers, asking what factors affected their choice of travel medical insurance. Here are the findings. Factor #1: [+]

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If A Drug I Was Taking is Recalled, Am I Considered Stable For Travel Insurance?

1. Understand how your travel insurance policy defines ‘stable’ for health-related developments Here are typical ways that an insurer will define the stability of your condition: There are no symptoms or signs [+]

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Discover What Canadians Think About Travel Medical Insurance

What do we love about travel medical insurance? Eight in ten Canadians love the value this important insurance provides when they are travelling out of their home province. Among those who purchased [+]

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Changing Jobs? Make Sure You’re Covered!

What do you need to know about health and dental insurance to make sure your transition to a new job is a smooth one? Starting a New Job Congratulations, you got the [+]

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Learn the Facts About Domestic Travel Insurance

  Because healthcare is something all Canadian citizens enjoy, we often take it for granted that the same rules apply everywhere in the country. Before you head off on a great Canadian [+]

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Seeing Double? Time for an Eye Exam!

Can you remember the last time you had an eye exam, if ever? Your supplementary health insurance benefits probably cover a visit every two or three years, and there’s a good reason [+]

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Five Summer Sun Safety Tips

Time Outdoor Activities Carefully There’s some truth to the expression “high noon.” It’s the time of day when the sun is at its highest. The Ultraviolet Index (UVI) is highest between 10:00 [+]

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Overcoming Dental Anxiety

Finding the Source Dental anxiety affects an estimated 10-20% of dental patients, so at least you’re in good company. Part of addressing your fear of the dentist is drilling down (pardon the [+]

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What do you Need to Know About Trip Cancellation Insurance?

To help you avoid the stress and financial pain of losing out on deposits if an emergency forces you to cancel a planned trip, here are a few things you should know [+]

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Health Insurance Considerations for the Self-Employed in Canada

Self-employed Canadians don’t get sick days, and many only have supplemental health insurance if they’re covered under a spouse’s plan. If you’re planning to become one of the more than two million [+]

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5 Tips to Help Choose the Right Dentist

Once you find a professional you trust, you stick with them. With so many dental professionals out there, how do you choose the perfect one for you? What happens if you have [+]

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