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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Can I travel with marijuana?

The Travel Health Insurance Association of Canada (THiA) recently conducted a study on what Canadians aged 18–60 across Canada know about the implications of travelling with marijuana*. Not surprisingly, how old you [+]

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Want to make a change to your Health Insurance plan?

It can be reassuring to choose health insurance that suits you, your lifestyle and your budget — because your health insurance will continue to be with you today, tomorrow and in the [+]

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Why do I need provincial coverage to qualify for health insurance?

In Canada we are lucky to have Medicare, our publicly funded healthcare system. Instead of having a single national plan, we have 13 provincial and territorial healthcare insurance plans. Under this system, [+]

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Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of [+]

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Will my travel medical insurance cover me for extreme sports?

All activities may not be covered To some of us, walking from the pool to a beach chair may be as close to an extreme sport as we care to get while [+]

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Can I be covered for health insurance if I am over 75 years old?

Regardless of age, individual health and dental insurance can help you save on healthcare costs not covered by your provincial government plan, including expenses like prescription drugs, dental care, hearing aids, vision [+]

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Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

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Why does my health plan only cover the cost of generic drugs?

Prescription Drugs Are Covered Health insurance plans cover many prescription drugs. To be eligible for coverage, a prescription drug must be prescribed by a physician, dentist or psychiatrist be medically necessary be [+]

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Can I be covered for health insurance if I am over 75 years old?

Regardless of age, individual health and dental insurance can help you save on healthcare costs not covered by your provincial government plan, including expenses like prescription drugs, dental care, hearing aids, vision [+]

[Read More]

Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

[Read More]

Why does my health plan only cover the cost of generic drugs?

Prescription Drugs Are Covered Health insurance plans cover many prescription drugs. To be eligible for coverage, a prescription drug must be prescribed by a physician, dentist or psychiatrist be medically necessary be [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Should I Offer Employees Health Insurance?

As a refresher, the theory claims that self-actualization, or complete satisfaction, cannot be achieved without first fulfilling a series of human needs: After the first four levels are satisfied, a person can [+]

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How To Coordinate Your Personal and Group Health Benefit Claims

Step 1: Determine if You Have Group Health Insurance Benefits An insurance policy that provides coverage for many people under one contract is called “group insurance.” The group is typically made up [+]

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Make health insurance a priority this year!

Especially throughout the holiday season and until early in the New Year, shopping, visiting family and friends, preparing for company, and meeting work deadlines can all rank higher up on the to-do [+]

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Why choose a broker over going directly with a health insurance provider?

The Pitfalls of ‘Do It Yourself’ Think back. Has there ever been a time when you decided to do it yourself and perhaps regretted the outcome? Whether it was a DIY haircut [+]

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Get Dental Insurance Before You Need Dental Surgery!

Thankfully, we now live in a society where tooth extractions are the absolute last resort, and dentists will do everything in their power to save your teeth. Sometimes the measures they take [+]

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How to Avoid Expensive Dental Costs

Now think about how you could pay that dental bill without dental insurance. Would you be able to afford it? When faced with this question, most people opt to skip the dental [+]

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Dental Insurance Dictionary

Basic dental services An umbrella term for dental services that generally include exams, x-rays, polishing, scaling, root planing, endodontic services and tooth removal. Bitewing x-rays A type of x-ray that you bite [+]

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Dental Insurance Checklist

If you don’t have a plan or your existing one isn’t cutting it for you, it’s a great idea to put a little research into finding something that will meet all your [+]

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Why Your Dental Fee Guide is Important and How to Understand It

Decoding the Codes Every procedure, every appliance, and every exam has a specific code. For example, you may have had a recall exam, where your dentist checks for cavities; some scaling, where [+]

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Dental Insurance: How to Fill in the Gaps

When you’re young, you have other things to worry about than your teeth. No one believes, when they’re in the prime of their lives, that someday they’ll fall apart — and it [+]

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What You Need To Know About Your Basic Dental Coverage

The next challenge for you is figuring out what exactly your plan covers. There are so many different programs; it’s understandable to have questions. If you have what is called “Basic Dental [+]

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Five Things You Need to Understand About Your Dental Insurance Plan

A prime example of this is dental insurance. A fall or a playground accident can result in a hefty dental bill, and this will affect their treatment options, so it’s wise to [+]

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Does my travel insurance cover me if I’m pregnant?

When it comes to purchasing travel insurance in Canada, there is a lot we take for granted! But for pregnant travellers, this is a special time that can have special risks. Whether [+]

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Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Tips For Managing Your Travel Insurance Claim

First, call the doctor If you or your family member has an illness that prevents you from going on your trip you will need proof from a doctor — advising you that [+]

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Free Look Gives You 100% Confidence In Your Travel Insurance Plan

Imagine all the reasons your trip may go a little off course: you have elderly parents and will need to return home quickly to care for them your destination has an unexpected [+]

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What Are Your 6 Top Factors For Choosing Travel Medical Insurance?

In 2018, the Canadian Association of Financial Institutions (CAFII) surveyed over 1,200 travel medical insurance buyers, asking what factors affected their choice of travel medical insurance. Here are the findings. Factor #1: [+]

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If A Drug I Was Taking is Recalled, Am I Considered Stable For Travel Insurance?

1. Understand how your travel insurance policy defines ‘stable’ for health-related developments Here are typical ways that an insurer will define the stability of your condition: There are no symptoms or signs [+]

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10 Things Your Dentist Wants You to Know

That’s a shame because a good dental self-care routine is critical to proper oral healthcare. Though the frequency of your visits may vary based on your needs and your health and dental [+]

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5 Ways to Avoid a Problem with Your Travel Insurance Claim

Some travel insurance policies, thankfully, go without claims because the trip was uneventful. However, if you do find yourself sitting in an emergency room far away from home, you’ll never be mad [+]

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Healthy Resolutions for 2017

Health and dental insurance can help you better manage many aspects of your health, but most of the effort will have to come from you. If you have pledged to make 2017 [+]

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Younger Workers Need a Health Insurance Strategy

To help form part of a plan for tomorrow, today’s young workers need a health insurance strategy to take care of their current and future healthcare needs. Health Insurance Challenges Facing Millennials [+]

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Travel Insurance in Times of Global Uncertainty

When planning a trip for work, pleasure or personal reasons, it’s important to know what’s happening in the world around you. This year, many Canadians are changing their travel plans due to [+]

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What Do Dentists Think About Halloween?

One group of healthcare professionals in particular has some ideas on the subject of the annual festival of Trick or Treating adventures. What do dentists think of Halloween? Dental Care Tips from [+]

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Insurance Issues in the Medical Marijuana Debate in Canada

On April 20, 2017, the Canadian Federal Government announced that recreational use of marijuana (also known as cannabis) will be legal in Canada by Canada Day 2018. For many Canadians, this settles [+]

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Dental Care at Every Age

To help you understand what to do to get the most out of your health and dental insurance with proper follow-up care, we’ve prepared the following guide for dental care at every [+]

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If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

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