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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Health Insurance Can Help You Get a Medical Second Opinion (MSO)

At SBIS, we carefully select leading insurance providers and products to deliver the best coverage for our customers. We proudly partner with Manulife to offer Flexcare and FollowMe, and Association health insurance, [+]

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3 Ways to Save on Travel Insurance

We all know the easiest way to make sure your healthcare expenses will be covered if you’re sick or injured while far from home is to purchase travel insurance for every trip. [+]

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What is Emergency Travel Assistance?

Think of your emergency assistance provider as a concierge to your travel insurance policy benefits. Emergency Travel Assistance (or ETA) is provided by the expert team available to help you when you [+]

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How to complete a travel insurance medical questionnaire

A travel insurance policy application will ask questions about your health and medical history once you reach a certain age. The reason? As we age, we are more likely to have medical [+]

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Why Caregivers Need Health Insurance

The good news is that more people survive critical illness and injury today, than ever before. The challenging news it that many survivors need care, and caring for a loved one who [+]

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OHIP+ Changes for those aged 24 and under

Here are the changes the Ontario Government made to OHIP+ that you should know about: Children and youth aged 24 and under who have a private drug plan will no longer be [+]

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Does Your Credit Card Travel Insurance Really Have You Covered?

Too often, people assume that they have all the travel insurance protection they need just by carrying their credit card. But this complimentary benefit is a “one size fits all” product. It may [+]

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Can I travel with marijuana?

The Travel Health Insurance Association of Canada (THiA) recently conducted a study on what Canadians aged 18–60 across Canada know about the implications of travelling with marijuana*. Not surprisingly, how old you [+]

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Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of [+]

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Will my travel medical insurance cover me for extreme sports?

All activities may not be covered To some of us, walking from the pool to a beach chair may be as close to an extreme sport as we care to get while [+]

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Can I be covered for health insurance if I am over 75 years old?

Regardless of age, individual health and dental insurance can help you save on healthcare costs not covered by your provincial government plan, including expenses like prescription drugs, dental care, hearing aids, vision [+]

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Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

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Why does my health plan only cover the cost of generic drugs?

Prescription Drugs Are Covered Health insurance plans cover many prescription drugs. To be eligible for coverage, a prescription drug must be prescribed by a physician, dentist or psychiatrist be medically necessary be [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Should I Offer Employees Health Insurance?

As a refresher, the theory claims that self-actualization, or complete satisfaction, cannot be achieved without first fulfilling a series of human needs: After the first four levels are satisfied, a person can [+]

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How To Coordinate Your Personal and Group Health Benefit Claims

Step 1: Determine if You Have Group Health Insurance Benefits An insurance policy that provides coverage for many people under one contract is called “group insurance.” The group is typically made up [+]

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Get Dental Insurance Before You Need Dental Surgery!

Thankfully, we now live in a society where tooth extractions are the absolute last resort, and dentists will do everything in their power to save your teeth. Sometimes the measures they take [+]

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How to Avoid Expensive Dental Costs

Now think about how you could pay that dental bill without dental insurance. Would you be able to afford it? When faced with this question, most people opt to skip the dental [+]

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Dental Insurance Dictionary

Basic dental services An umbrella term for dental services that generally include exams, x-rays, polishing, scaling, root planing, endodontic services and tooth removal. Bitewing x-rays A type of x-ray that you bite [+]

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Dental Insurance Checklist

If you don’t have a plan or your existing one isn’t cutting it for you, it’s a great idea to put a little research into finding something that will meet all your [+]

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Why Your Dental Fee Guide is Important and How to Understand It

Decoding the Codes Every procedure, every appliance, and every exam has a specific code. For example, you may have had a recall exam, where your dentist checks for cavities; some scaling, where [+]

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Dental Insurance: How to Fill in the Gaps

When you’re young, you have other things to worry about than your teeth. No one believes, when they’re in the prime of their lives, that someday they’ll fall apart — and it [+]

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What You Need To Know About Your Basic Dental Coverage

The next challenge for you is figuring out what exactly your plan covers. There are so many different programs; it’s understandable to have questions. If you have what is called “Basic Dental [+]

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Five Things You Need to Understand About Your Dental Insurance Plan

Imagine this.  You are sitting back and relaxing, watching Netflix.  You reach for the last bite of popcorn… and ouch!  Can you believe you just damaged your tooth! Hefty dental bills can [+]

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Does Your Credit Card Travel Insurance Really Have You Covered?

Too often, people assume that they have all the travel insurance protection they need just by carrying their credit card. But this complimentary benefit is a “one size fits all” product. It may [+]

[Read More]

Can I travel with marijuana?

The Travel Health Insurance Association of Canada (THiA) recently conducted a study on what Canadians aged 18–60 across Canada know about the implications of travelling with marijuana*. Not surprisingly, how old you [+]

[Read More]

Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of [+]

[Read More]

Will my travel medical insurance cover me for extreme sports?

All activities may not be covered To some of us, walking from the pool to a beach chair may be as close to an extreme sport as we care to get while [+]

[Read More]

Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

[Read More]

Does my travel insurance cover me if I’m pregnant?

When it comes to purchasing travel insurance in Canada, there is a lot we take for granted! But for pregnant travellers, this is a special time that can have special risks. Whether [+]

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Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

[Read More]

10 Things Your Dentist Wants You to Know

That’s a shame because a good dental self-care routine is critical to proper oral healthcare. Though the frequency of your visits may vary based on your needs and your health and dental [+]

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5 Ways to Avoid a Problem with Your Travel Insurance Claim

Some travel insurance policies, thankfully, go without claims because the trip was uneventful. However, if you do find yourself sitting in an emergency room far away from home, you’ll never be mad [+]

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Healthy Resolutions for 2017

Health and dental insurance can help you better manage many aspects of your health, but most of the effort will have to come from you. If you have pledged to make 2017 [+]

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Younger Workers Need a Health Insurance Strategy

To help form part of a plan for tomorrow, today’s young workers need a health insurance strategy to take care of their current and future healthcare needs. Health Insurance Challenges Facing Millennials [+]

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Travel Insurance in Times of Global Uncertainty

When planning a trip for work, pleasure or personal reasons, it’s important to know what’s happening in the world around you. This year, many Canadians are changing their travel plans due to [+]

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What Do Dentists Think About Halloween?

One group of healthcare professionals in particular has some ideas on the subject of the annual festival of Trick or Treating adventures. What do dentists think of Halloween? Dental Care Tips from [+]

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Insurance Issues in the Medical Marijuana Debate in Canada

On April 20, 2017, the Canadian Federal Government announced that recreational use of marijuana (also known as cannabis) will be legal in Canada by Canada Day 2018. For many Canadians, this settles [+]

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Dental Care at Every Age

To help you understand what to do to get the most out of your health and dental insurance with proper follow-up care, we’ve prepared the following guide for dental care at every [+]

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If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

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