Overview of Prism Health Insurance Plans
Understanding that everyone’s health care needs and finances are unique, Prism offers you three programs to choose from – Prism Continuum, Prism Precision and Prism Spectra. Within each of these programs are four different plans, each offering varying levels of coverage, so you can decide on the one that’s best for you.
Choose the health plan that’s right for you
Being able to choose the coverage that suits your individual requirements ensures that you are not paying a higher premium than necessary or paying for coverage you don’t really want or need. The more basic your requirements, the lower your premiums will be.
Best of all, eight of these plans offer guaranteed acceptance – with no medical exam or questionnaire required regardless of your current health status – an important consideration if you have any pre-existing medical conditions. To see which Prism program(s) best reflect your individual situation, review the chart below. Once you’ve decided, click on the applicable button below the chart or on the program name at the top of the chart.
For all claims inquiries please call 1-888-711-1119.
| Your Situation | Prism Spectra | Prism Precision | Prism Continuum |
|---|---|---|---|
| Leaving a company group plan No pre-existing conditions |
Eligible | Eligible | Eligible |
| Leaving a company group plan Pre-existing medical conditions |
May be Eligible | Eligible | Eligible |
| Not leaving a company group plan No pre-existing medical conditions |
Eligible | Eligible | Not Eligible |
| Not leaving a company group plan Pre-existing medical conditions |
May be Eligible | Eligible | Not Eligible |
clients' testimonials
This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.
You have made my day! I don’t think I have ever received such good service from any company before. Thank you so much for sending those reports to me. I plan to submit the info to the government and maybe get a little refund. Every penny counts.
I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.
You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team. It certainly is nice to be able to talk directly to a person especially a person as nice as you.
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Get in Touch!
We’re here to help
If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.
Business hours
Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time
Phone:
1-800-667-0429 or 416-601-0429
Head Office:
Special Benefits Insurance Services
366 Bay St, 7th Floor, Toronto, ON, M5H 4B2
North East Branch:
Special Benefits Insurance Services
158 Casimir Street, Port Perry, ON, L9L 1B7