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1. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.
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2. Insurance rates vary based on your province or territory of residence. Where do you live?

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3. What kind of coverage are you interested in learning more about?

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4. Are you interested in semi-private or private hospital accomodations?

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5. How about benefits through your workplace? Do any of the following apply?

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6. To provide an accurate quote, we need a ballpark on your age. Are you:

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7. Are you currently taking any prescription medications?

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8. Would you like us to email a copy of this free, no-obligation quote to you?

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9. So far, this is what we know about you. Is all of the information here correct?

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Thanks so much! Based on your selections, these are the plans we think are best suited to your insurance needs. If you’d like to discuss these options, live and in-person, call 1-800-667-0429 and use reference number ####### (Short Ref #) -> 3 Plan options – low, mid, high

Now that we know a little bit about you, please feel free to take some time to get to know us. Here’s our story. You can also learn more about health insurance and dental insurance from our collection of online articles. Finally, to discover ways that insurance can make your life a little less stressful every day, be sure to check out our blog.

Health Insurance Plans in Ontario

Health insurance is an important part of keeping your body and mind in the best possible condition. It’s also a protective barrier against the rising cost of medical services.

As an Ontario resident, you can take advantage of a wide range of health insurance plans available through Special Benefits Insurance Services. This can give you the peace of mind knowing you and your family members will be financially prepared to handle illness and injuries. You never know what tomorrow will bring. However, with our health insurance plans for Ontario residents, you’ll be in a much better position to address any medical issues that may arise.

We Pick Up Where the Ontario Health Insurance Plan Stops

The Ontario government provides basic health insurance coverage through OHIP. However, the Ontario Health Insurance Plan is limited. Generally, it won’t cover prescription drugs to those under 65, dental, or other services such as chiropractors, physiotherapists, massage therapists or podiatrists. The Prism plans are designed to help you off-set the costs of these services not covered by the Ontario Health Insurance Plan.

The Special Benefits Insurance Services Advantage

At Special Benefits, we provide a number of supplemental insurance options to help Ontario residents ensure they have adequate health coverage. We offer Prism health and dental insurance programs, in addition to products from other leading insurance companies such as Manulife FlexCare/FollowMe/Association and Blue Cross Blue Choice. As an independent broker, Special Benefits strives to provide you with the best type of coverage for your needs. Our insurance products can help you fill gaps you may have with your provincial coverage, so you can rest assured you have the most comprehensive health insurance benefits available in Ontario.

Our Ontario health insurance coverage is ideal for:

  • Students, retirees and others who have lost or do not qualify for group coverage
  • Entrepreneurs and small business owners who desire to have comprehensive coverage
  • Any individual who would like to enjoy the financial security that health insurance coverage offers

Ontario Health Insurance Options

Special Benefits brings a variety of insurance products from numerous top insurance companies in Ontario, and we have the exclusive right to sell Prism programs through our partnership with Green Shield Canada nationwide. The Green Shield insurance plans come in three flexible options: Prism Spectra, Prism Precision and Prism Continuum.

PRISM HEALTH INSURANCE PLANS

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Learn About Prism

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Learn About Prism Spectra

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Learn About Prism Precision

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Learn About Prism Continuum

 

With the Prism programs, you can select a coverage option based on your specific budget and requirements. These programs give you access to everything from prescription drugs to specialists and hospital accommodation. Our plans also include ambulance transportation, home support services, medical items and travel emergency services.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 60 days and are looking for guaranteed coverage even with pre- existing conditions.

MANULIFE HEALTH INSURANCE PLANS

We also work with Manulife to bring you the flexibility of the Flexcare, FollowMe and the Association plan product lines for your Ontario health insurance coverage needs. These plans are a good choice for those who need customizable benefits.

You can select a coverage option based on your specific budget and requirements. These programs give you access to everything from prescription drugs to specialists and hospital accommodation. Our plans also include ambulance transportation, home support services, medical items and travel emergency services.

Manulife Flexcare®

  • Array of health and dental insurance plans to choose from, including some guaranteed acceptance that are available without a medical exam
  • Plans with customizable add-ons that allow you to choose exactly the right insurance for your needs

 Manulife FollowMe®

  • For those coming off a group benefits plan, FollowMe provides guaranteed acceptance, as long as you apply for coverage within 60 days of losing your group benefits

Manulife Association®

  • Four health and dental options
  • Increasing coverage levels for prescription drugs, dental care, vision care, hospital coverage, EHC, AD&D and travel.

Please click on each Manulife® tab below to see the different plan details and rates

Why Select Special Benefits?

Special Benefits is the leading agency for individual health insurance plans in Ontario and throughout Canada. It’s the perfect partner for Ontario residents who want to enhance their health coverage—and gain a greater peace of mind about their future. You can count on our:

  • Experience and Longevity: A leader in the field of health insurance, we have been operating in Canada for two decades and we use that expertise to the full benefit for you.
  • Affordable Options: As a long-standing partner of Green Shield Canada and Manulife Financial, we offer affordable, high-quality Prism and other health insurance plans to you.
  • Personalized Service: We know that shopping for insurance can be a challenge. That’s why we take all the time necessary to help you identify the best options for your individual needs.

Learn more about how Special Benefits can help maximize your Ontario health insurance coverage. Request a no-obligation quote or free information package today.

clients' testimonials

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

You have made my day! I don’t think I have ever received such good service from any company before. Thank you so much for sending those reports to me. I plan to submit the info to the government and maybe get a little refund. Every penny counts.

Judy S

We have always appreciated the services we have received from Green Shield and your personal help has been amazing. Thank you so much for all you have done to help our family over the last year of transition.

Patty L

You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team.  It certainly is nice to be able to talk directly to a person especially a person as nice as you.

Rick S

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We’re here to help

If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

Business hours

Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

Head Office:
Special Benefits Insurance Services
366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

North East Branch:
Special Benefits Insurance Services
158 Casimir Street, Port Perry, ON, L9L 1B7