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Nova Scotia Health Insurance

Choose from multiple coverage options in two minutes or less.

Green Shield QuoteReady? Let's Go

1. Do you want a health or travel insurance quote?

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2. Would you like a Manulife Flexcare / FollowMe or Association quote?

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GMS QuoteReady? Let's Go

. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Explore Options for Health Insurance in Nova Scotia

As the cost of healthcare continues to rise, having the appropriate coverage is more important than ever. Without it, a single illness or injury could cost you thousands of dollars in medical expenses, wreaking havoc on your finances.

Special Benefits Insurance Services offers a wide array of Nova Scotia Health Insurance plans to residents to offset the cost of care you receive when you’re sick or injured. But don’t wait until you experience a medical emergency to apply for a plan. If you do, you may not be able to get the coverage you need. Purchasing a plan now can help protect you and your family today and in the future.

The Advantages of Special Benefits Insurance Services

To ensure a vast array of coverage options in Nova Scotia, we offer products from Manulife Financial, GMS and Green Shield Canada so you can choose the plan that is right for you and your family. Regardless of your health history or current health status, we have a solution for you. We provide Nova Scotia Health Insurance plans to

  • Retirees or employees facing job loss
  • Students or over-age dependents
  • Part-time employees
  • Contract workers
  • Self-employed workers
  • Surviving spouses and divorcees

Fill in the Gaps Left By Your Provincial Plan

Although the government provides health insurance coverage to all Canadian residents through the provincial insurance plans, those plans cover only a handful of basic services. If you want a treatment that isn’t covered, you’re responsible for paying for the cost out of your own pocket unless you have an individual supplemental health insurance plan. The health plans offered through SBIS cover a variety of services that aren’t covered by Nova Scotia’s provincial plan, including prescription drugs, registered therapist visits, semi-private or private hospital accommodations, home support services and much more.

We have a partnership with Green Shield Canada to exclusively offer the Prism Spectra®, Prism Precision®, and Prism Continuum® plans for a flexible, affordable health insurance plan that suits your needs and your budget.

We also are pleased to offer insurance products from Manulife Financial in Nova Scotia, including the Flexcare®, FollowMe™, and Association programs. With add-ons that allow you to customize your Nova Scotia Health Insurance policy, you can make sure you only pay for the coverage you need.

Through GMS, we offer plans to help you take care of your health and wellness so you can live life to its fullest, no matter what stage of life you’re in.

No matter which carrier you choose, our plans offer varying levels of protection at different price points. Both guaranteed and underwritten options are available. Even if you’ve experienced health issues in the past, you may still be able to get the protection you need. With a wide range of plans to choose from, you can select the one that meets your coverage needs and fits your budget.

PRISM HEALTH INSURANCE PLANS

Prism Spectra®

The Prism Spectra program is a great option if you are healthy and don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

Prism Precision®

The Prism Precision program may be right for you if you are looking for a practical alternative for health and dental coverage for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.

Prism Continuum®

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for health and dental coverage for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.

MANULIFE HEALTH INSURANCE PLANS

Manulife Flexcare®

Array of health and dental insurance plans to choose from, including some guaranteed acceptance that are available without a medical exam
Plans with customizable add-ons that allow you to choose exactly the right insurance for your needs

Manulife FollowMe™

For those coming off a group benefits plan, FollowMe™ provides guaranteed acceptance as long as you apply for coverage within 90 days of losing your group benefits

Manulife Association®

Choose from four health and dental options with increasing coverage levels for prescription drugs, dental care, vision care, hospital coverage, Emergency Health Care, Accidental Death & Dismemberment and travel.

Please click on each Manulife® tab below to see the different plan details and rates

GMS HEALTH INSURANCE PLANS

Some say the cost of overall healthcare in Nova Scotia is a little lower than in most of Canada, but healthcare costs continue to go up. GMS Health Insurance plans cover things that Nova Scotia’s MSI doesn’t cover, and that saves you from facing the stress of unforeseen out-of-pocket healthcare expenses.

GMS Personal Health Plans: Bundled to give you peace of mind when it comes to your medical needs and those of your family, you can choose from three base plans and add on the extras you need—like prescription drug and dental coverage and even medical travel insurance.

GMS Replacement Health Plans: If you and your family have depended on group benefits but face a future without them, GMS’s three Replacement Health plans offer guaranteed coverage if you apply within 60 days of leaving your group plan. It’s simple to apply.

Why Work With SBIS?

In Nova Scotia, it can be overwhelming to shop for health insurance and select the plan that’s right for you and your family. When you work with us, we simplify the process. We’re the perfect partner to help you find the plan you need when you want to enhance your health insurance coverage. When you choose SBIS, you get:

Individual attention. We work with you to assess your needs and review your plan options so we can help you select the most appropriate coverage.

Cost-effective coverage. We offer high-quality plans that fit into any budget.

Experienced insurance professionals. We’ve been a leader in the health insurance industry for over 25 years. We put our experience and expertise to work for you. We’re available to answer all your questions Monday–Friday from 8:45 a.m. – 4:45 p.m. Eastern Time. When you call, you won’t get an automated response; instead, a live person will pick up the phone—because we know your time is valuable.

Contact us today to get the coverage you and your family need with a Nova Scotia Health Insurance Plan.

clients' testimonials

Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team.  It certainly is nice to be able to talk directly to a person especially a person as nice as you.

Rick S

Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.

Susan

Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.

Don M

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6