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Nova Scotia Health Insurance

Choose from multiple coverage options in two minutes or less.

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. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Explore Options for Health Insurance in Nova Scotia

As the cost of healthcare continues to rise, having the appropriate coverage is more important than ever.  Without it, a single illness or injury could cost you thousands of dollars in medical expenses, wreaking havoc on your finances.

Special Benefits Insurance Services offers a wide array of Nova Scotia health insurance plans to residents that offset the cost of care you receive when you’re sick or injured.  But don’t wait until you experience a medical emergency to apply for coverage.  If you do, you may not be able to get the coverage you need.  Purchasing a plan now can help protect you and your family today and in the future.

The Advantages of Special Benefits Insurance Services

To ensure a vast array of coverage options in Nova Scotia, we offer products from Manulife Financial and Green Shield Canada so you can choose the plan that is right for you and your family.  Regardless of your health history or current health status, we have a solution for you.  We provide Nova Scotia health insurance plans to:

  • Retirees or employees facing job loss
  • Students or over-age dependents
  • Part-time employees
  • Contract workers
  • Self-employed workers
  • Surviving spouses and divorcees

Choose Your Nova Scotia Health Insurance Plan

We are pleased to be able to offer insurance products from Manulife Financial in Nova Scotia, including the Flexcare, FollowMe and Association programs. With add-ons that allow you to completely customize your Nova Scotia health insurance policy, you can make sure you only pay for the coverage you need.

We also have an agreement with Green Shield Canada to offer the Prism Spectra, Prism Precision and Prism Continuum plans for a flexible, affordable health insurance plan that suits your needs and your budget.



Learn About Prism


Learn About Prism Spectra


Learn About Prism Precision


Learn About Prism Continuum


The health plans offered through Special Benefits cover a variety of services that aren’t covered by Nova Scotia’s provincial plan, including prescription drugs, registered therapist visits, hospital accommodations, home support services and much more.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.

No matter which carrier you choose, our plans offer varying levels of protection at different price points. Both guaranteed and underwritten options are available. Even if you’ve experienced health issues in the past, you may still be able to get the protection you need. With a wide range of plans to choose from, you can select the one that meets your coverage needs and fits your budget.

Fill in the Gaps Left By Your Provincial Plan

Although the government provides health insurance coverage to all Canadian residents through the provincial insurance plans, those plans cover only a handful of basic services. If you want a treatment that isn’t covered, you’re responsible for paying for the cost of treatment out of your own pocket unless you have an insurance plan like Prism or the ones offered through Manulife.


Please click on each Manulife® tab below to see the different plan details and rates

Why Work With Special Benefits?

It can be overwhelming to shop for Nova Scotia health insurance and select the plan that’s right for you and your family. When you work with us, we simplify the process. If you want to enhance your health insurance coverage, we’re the perfect partner to help you find the coverage you need. When you choose Special Benefits, you get:

  • Individual attention. We work with you to assess your needs and review your plan options so we can help you select the most appropriate coverage.
  • Cost-effective coverage. We offer high-quality plans that fit into any budget.
  • Experienced insurance professionals. We’ve been a leader in the health insurance industry for over two decades. We put our experience and expertise to work for you. We’re available to answer all of your questions Monday-Friday from 8:45 a.m. – 4:45 p.m. Eastern Time.  When you call you won’t get an automated response, instead a live voice will pick up the phone because we know your time is valuable.

Contact us today to get the coverage you and your family need with a Nova Scotia health insurance plan.

clients' testimonials

Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.


You have made my day! I don’t think I have ever received such good service from any company before. Thank you so much for sending those reports to me. I plan to submit the info to the government and maybe get a little refund. Every penny counts.

Judy S

Just a quick note to say “thanks” for your help this morning. It certainly is nice to deal with such a professional company. You were super!!!!


We have always appreciated the services we have received from Green Shield and your personal help has been amazing. Thank you so much for all you have done to help our family over the last year of transition.

Patty L

Our Partners

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6