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Manitoba Health Insurance

Choose from multiple coverage options in two minutes or less.

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. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Options for Health Insurance in Manitoba

An unexpected illness or injury can happen at any time, resulting in hundreds or even thousands of dollars in medical bills.  A Manitoba health insurance plan from Special Benefits Insurance Services can help protect your finances by reducing your out-of-pocket medical expenses.  Gain peace of mind with coverage from Special Benefits, knowing you and your family have the financial protection you need.

Our affordable health insurance solutions provide a wide range of products and services to Manitoba residents, who are not eligible for group coverage, including:

  • Retirees
  • Self-employed workers
  • Contract workers
  • Part-time employees
  • Students or overage dependents
  • Surviving spouses and divorcees

Working with Special Benefits

Shopping around for health insurance in Manitoba can be a stressful and time-consuming process if you don’t know where to start.  We specialize in helping individuals and families find plans that meet their needs and fit their budget.  Our plans provide coverage for products and services not covered by your provincial plan, so you have the protection you need when the unexpected strikes.

Special Benefits offers affordable health insurance plans in Manitoba and throughout Canada.  Our plans offer varying levels of coverage, so you can choose one that offers the appropriate level of protection for you and your family.



Learn About Prism


Learn About Prism Spectra


Learn About Prism Precision


Learn About Prism Continuum


Through our exclusive partnership with Green Shield Canada, we offer three Green Shield Prism programs, including Prism Spectra, Prism Precision and Prism Continuum.  These plans are available to Manitoba residents.  They include a mix of guaranteed and non-guaranteed coverage.  Prism Continuum is only available to individuals who are coming off of a group plan, while the Spectra and Precision plans are available to all residents.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.


Special Benefits is also proud to offer residents of Manitoba the option of purchasing health insurance from Manulife Financial. We provide access to the Flexcare, FollowMe and the Association plans in Manitoba, which allows you to develop a custom insurance solution based on your highly individualized insurance needs. Some program features include:

Manulife Flexcare®

  • Array of health and dental insurance plans to choose from, including some guaranteed acceptance that are available without a medical exam
  • Plans with customizable add-ons that allow you to choose exactly the right insurance for your needs

Manulife FollowMe®

  • For those coming off a group benefits plan, FollowMe provides guaranteed acceptance, as long as you apply for coverage within 60 days of losing your group benefits

Manulife Association®

  • Four health and dental options
  • Increasing coverage levels for prescription drugs, dental care, vision care, hospital coverage, EHC, AD&D and travel.

Please click on each Manulife® tab below to see the different plan details and rates

Fill in the Gaps With a Manitoba Health Insurance Plan

While Manitoba provides health insurance to its residents, the provincial plan covers only a handful of basic services.  Each year the government cuts services that are covered under the provincial plan.  Manitoba health insurance from Special Benefits can help fill the gaps left by the provincial plan by providing coverage for a broader range of products and services, including:

  • Prescription drugs
  • Dental care
  • Eye exams, eyeglasses and contact lenses on most of our plans
  • Treatment by a registered therapist (psychologist, chiropractor, acupuncturist, etc.)
  • Transportation to the hospital
  • Home healthcare
  • Travel Insurance for Manitoba residents

Why Choose Special Benefits?

With more than two decades of experience, we have an in-depth knowledge of the insurance industry, and we understand the needs of our clients. We can help guide you through the insurance buying process to ensure you find the plan that’s right for you.

Our Manitoba health insurance plans provide protection against the rising cost of health care by reducing your out-of-pocket expenses. We offer a broad range of insurance companies to choose from, creating a single source for all Manitoba residents in need of supplemental health and dental insurance coverage.

Working with us is convenient. Our Manitoba health insurance plans are affordable, with different levels of coverage based on your needs and your budget.

Contact Special Benefits to ensure you have adequate coverage to protect you and your family.

clients' testimonials

This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.

Cely T

You have made my day! I don’t think I have ever received such good service from any company before. Thank you so much for sending those reports to me. I plan to submit the info to the government and maybe get a little refund. Every penny counts.

Judy S

I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

Our Partners

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6