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British Columbia Dental Insurance

Choose from multiple coverage options in two minutes or less.

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*Note: children are defined as under 21, living in the same household as their parents.

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Dental Insurance Coverage in British Columbia

You may not realize it, but dental health has a significant impact on your complete physical condition. The cost of dental care is steadily rising in British Columbia, making it imperative to have access to supplemental dental insurance. The government’s coverage for dental care isn’t designed to handle the basic maintenance, preventative and other services you need.

Special Benefits Insurance Services can help. We sell a number of BC dental insurance plans to help residents of British Columbia off-set the cost of their care. With coverage from Special Benefits, you can make routine and emergency visits to your dentist. This can help address any major problems you may have, as well as prevent small issues from becoming more serious. A British Columbia dental insurance plan provides a financial safety net that can save you money today, tomorrow and well into the future.

Dental Insurance Solutions for British Columbia Residents

British Columbians can choose from a variety of British Columbia dental insurance plans with Special Benefits. Green Shield and Special Benefits work together to provide Prism Spectra, Prism Precision and Prism Continuum programs. These cost-effective plans come in varying levels of coverage, so you can purchase the right one for your situation.

PRISM HEALTH INSURANCE PLANS

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Learn About Prism

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Learn About Prism Spectra

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Learn About Prism Precision

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Learn About Prism Continuum

 

Our Prism programs give you the flexibility to choose the most appropriate coverage for your situation. Each of these programs has dental options with different maximums.

The Prism programs offer the following coverage levels:

  • Basic coverage for preventative cleaning; routine exams and x-rays; fillings and extractions; general anaesthetics; and fluoride treatments, space maintainers, and pit and fissure sealants for children.
  • Comprehensive basic coverage for periodontal treatment, endodontics/root canal therapy, and denture-related care.
  • Major services coverage for dentures, standard crown restorations, standard bridges, and standard repair or recementing of crowns. (This is eligible in your third benefit year.)
  • Orthodontic Coverage to straighten teeth and correct the bite

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government. No medical questionnaire required and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.

MANULIFE HEALTH INSURANCE PLANS

We also work with Manulife Financial to provide flexible, customizable coverage under the FlexCare, FollowMe and Manulife Association plans. Make your choices from these options:

  • DentalPlus Basic Plan: Coverage for fillings, cleanings, scaling, examinations, polishing, certain extractions, and recall visits every 9 months.
  • DentalPlus Enhanced Plan: Enhanced coverage for fillings, cleanings, scaling, examinations, polishing, certain extractions, and recall visits every 6 months.
  • FollowMe: Guaranteed acceptance for those who apply within 60 days of losing group benefits – especially helpful for those taking prescription drugs.
  • Manulife Association: Health, dental and travel insurance coverage for qualified applicants.

Please click on each Manulife® tab below to see the different plan details and rates

Special Benefits Helps Fill the Gap

A dental insurance plan from Special Benefits is a great way to bridge the gap between government contributions and your out-of-pocket expenses. Provincial government insurance normally only covers dental and oral surgery when it’s medically required to be performed in hospital. For example, a complex surgery involving the removal of an impacted third molar (wisdom tooth) may be covered. However, the extraction of a healthy wisdom tooth—even if impacted—may not be a covered benefit. With British Columbia dental insurance from Special Benefits, you can spend less time worrying about what services are not covered and more time tending to your dental care.

Learn more about how you can enjoy enhanced dental insurance in British Columbia. Contact Special Benefits for a no-obligation quote or free information today!

clients' testimonials

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.

Susan

I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

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If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

Business hours

Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

Head Office:
Special Benefits Insurance Services
366 Bay St, 7th Floor, Toronto, ON, M5H 4B2

North East Branch:
Special Benefits Insurance Services
158 Casimir Street, Port Perry, ON, L9L 1B7