Small Business Dental Insurance

At Special Benefits Insurance Services, we know your time, money and health are some of your biggest assets. Our small business dental insurance gives you a reliable and viable way to protect those assets.

Small business dental insurance can protect you (and your employees) from many out-of-pocket costs for dental care. Not only that, having dental insurance benefits makes it easier for you and your employees— if you choose to cover them—to maintain proper oral health, so you have the overall well-being to run your business.

Special Benefits offers a variety of small business dental insurance plans to enhance your access to dental insurance coverage. Our plans can help you:

• Protect you and your family’s dental health and financial well-being
• Safeguard your key employees’ dental and financial health
• Minimize out-of-pocket expenses for dental care
• Avoid worrying about dental insurance expenses, so you can spend more time focusing on your business
• Take advantage of tax deductions for dental insurance premiums paid on behalf of you and your employees

The Advantages of Working with Special Benefits

Special Benefits sells an array of dental insurance plans for small businesses that can help ensure you have the proper coverage to meet your needs. We are the perfect dental insurance partner for small business owners who are looking for high-quality, cost-effective and reliable insurance. Special Benefits is an exclusive partner to Green Shield Canada, which means we sell affordable Prism^® dental insurance programs nationwide. We are also an independent broker that offers policies from other top insurance companies in Ontario. With so many small business dental insurance products available, Special Benefits has the distinct ability to meet your specific preferences and needs.

Special Benefits is a leading agency for small business dental insurance, which means we are equipped to serve small business owners, entrepreneurs, independent professionals, contract workers and anyone else who is not covered by group benefits. We offer the following advantages:

• Experience and Expertise: Special Benefits is an industry leader who has been serving the needs of business owners and professionals for almost 20 years. We have the experience and proven expertise to provide the best dental insurance product for your needs.
• Customer-Focused: At Special Benefits, we know that time is money. So we make the process of choosing dental insurance quick and easy. Our representatives will work closely with you to identify the most appropriate product for your unique situation.
• Economical Solutions: You can count on us to provide affordable dental insurance coverage through our programs, as well as cost-effective options from other providers. Whatever your budget and specifications, we can meet your needs.

Small Business Insurance Options

Provincial government insurance only provides coverage for certain dental emergencies. However, our dental programs are an ideal way to supplement any gaps in coverage you may encounter. The Prism^® programs come in three options: Prism Continuum^®, Prism Spectra^® and Prism Precision^®. All three programs offer varying levels of dental care. Prism Precision^® guarantees coverage with no medical questionnaire required. Prism Continuum^® also guarantees coverage if you apply within 60 days of losing your group benefits. Prism Spectra^® requires a medical questionnaire to be filled out, but it provides our most comprehensive coverage, offering a full range of benefits and the highest benefit maximums.

A Variety of Coverage Levels Available

Within each of the Prism^® programs, there are three levels of dental coverage for small business. This makes it easier to find the type of insurance that meets your specific budget and needs. Basic Coverage includes preventative cleaning, routine exams and x-rays, and fillings and extractions, as well as general anesthetics and certain services for children. Basic Comprehensive provides coverage for periodontal treatment, endodontics/root canal therapy and denture-related care. Major Services coverage offers access to dentures, standard crown restorations, standard bridges and standard repair or recementing of crowns in your third benefit year.

Contact us to learn more about how you can avoid running the financial risk of being underinsured. Request a free small business dental insurance quote or information package today!