Options for Health Insurance in British Columbia
Special Benefits Insurance Services offers a number of insurance products to help British Columbians address unexpected illnesses and injuries. Having your own plan can help shield your finances from the high costs of healthcare by reducing your out-of-pocket expenses. It can also give you the comfort of knowing that you have access to many medical services without paying for them out of your own pocket.
SBIS has been providing health insurance in British Columbia since 1993. During that time, we have built a solid reputation for bringing high-quality, affordable insurance solutions to the marketplace. SBIS offers a series of health insurance plans for anyone who wants to expand their health insurance coverage.
We provide coverage for business owners, retirees, over-age dependents, surviving spouses, part-time and contractor workers, and many more. Our health insurance is ideal if you
- have lost or are not eligible for a company group plan, or would like to enhance your company group benefits
- would like to supplement your British Columbia Provincial Health Insurance coverage
The Benefits of Partnering with Us
At SBIS, we understand the insurance industry and the unique needs of our clients. We are proud to represent Green Shield Canada, Manulife Financial, and GMS in British Columbia.
SBIS offers
- Convenience – One-stop shopping that gives you access to some of the best insurance products in the industry
- Quality – High-quality British Columbia Health Insurance options with multiple insurers
- Affordable Options – Economically-priced insurance products to fit your budget and needs
- Financial Security – A practical safety net that helps to reduce your out-of-pocket expenses
British Columbia Health Insurance from SBIS
SBIS has the experience, expertise and products to provide the best health insurance solutions for your needs. We have a partnership with Green Shield Canada to sell the Prism programs: Prism Spectra®, Prism Precision® and Prism Continuum®.
The Prism programs offer several different plans, each with varying levels of coverage. These products
- make it easy to select a health plan that’s right for you and your family
- guarantee acceptance with coverage for pre-existing conditions with no medical exam or questionnaire in some plans
- offer a broad range of coverage for everything from prescription drugs, dental, and vision care to specialists, therapists, and private hospital accommodation.
PRISM HEALTH INSURANCE PLANS
Please click on each Prism® tab below to see the different plan details and rates
MANULIFE HEALTH INSURANCE PLANS
We are also pleased to offer insurance options from Manulife in British Columbia, including the Flexcare®, FollowMe™ and Association programs. With this suite of products, you can select options to add to your insurance plan to ensure you’re getting exactly the coverage you want for your specific needs. Added features include
Manulife Flexcare®
- Broad range of health and dental insurance plans
- Some policies available with no medical exam
Manulife FollowMe™
- Uninterrupted coverage for those coming off a group benefits plan
- Guaranteed acceptance if your application is made within 90 days of losing group coverage
Manulife Guaranteed Issue Enhanced Plan
- No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.
Manulife Association
- For individuals looking for supplemental health insurance, Manulife Association offers four health and dental options to choose from
- Choose incremental changes for levels of coverage for prescription drugs, dental care, vision care, hospital coverage, Emergency Health Care, Accidental Death & Dismemberment and travel.
Please click on each Manulife® tab below to see the different plan details and rates
GMS HEALTH INSURANCE PLANS
If you are like many British Columbians, your physical and mental health are priorities. You depend on your Medical Service Plan (MSP) for the cost of medically required doctor services, but what about your other healthcare needs? GMS health insurance plans complement your lifestyle and provide cost protection for the services of chiropractors, physical therapists, acupuncturists, naturopaths, massage therapists and more. GMS helps you save money with the added bonus of providing discount options to make your benefit coverage go even further!
GMS Personal Health
Get coverage for the services you want such as massage and acupuncture with a GMS Personal Health plan. BC MSP is one of the most inclusive health plans in Canada, but it does not cover many prescription or dental services. That’s why you can add dental, drug and hospital cash benefits to any plan. You can design your GMS Personal Health plan to fit your lifestyle and be part of your wellness plan. Plus, you can add travel emergency medical coverage to your BasicPlan, ExtendaPlan® or OmniPlan®.
GMS Replacement Health
When you are ready to retire or work for yourself, what better place than BC? You can choose healthy sea air and moderate temperatures to make life easier. But money and healthcare are important, and that’s why GMS Replacement Health Coverage offers guaranteed acceptance and no medical questions with plans built for your needs. You can bundle coverage for prescription drugs, eyeglasses and contact lenses, dental care, travel and more. No more worrying about not having an employer plan in place!
Please click on each GMS tab below to see the different plan details and rates
Extended Benefits
Our programs offer benefits to enhance your British Columbia health insurance coverage. These extended benefits include
- Medical and home support services
- Routine eye examinations for individuals 19 to 64 years of age
- Eyeglasses, contact lenses, hearing aids, and other equipment or appliances
- Ambulance transportation
- Travel
- Semi-Private Hospital accommodations
- Registered therapists
- Prescription drugs
- Dental services
- Chiropractic, massage therapy, naturopathy, physical therapy and podiatry or psychologist services
Contact us for more information about the benefits of our British Columbia health insurance plans. Request a no-obligation quote or a free information package today!
clients' testimonials
Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.
I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.
Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.
You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team. It certainly is nice to be able to talk directly to a person especially a person as nice as you.
Our Partners
Get in Touch!
We’re here to help
If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.
Business hours
Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time
Phone:
1-800-667-0429 or 416-601-0429
Head Office:
Special Benefits Insurance Services
20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8
North East Branch:
Special Benefits Insurance Services
3091 Chandler Dr, Port Perry, ON, L9L 1B6