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British Columbia Dental Insurance

Choose from multiple coverage options in two minutes or less.

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Dental Insurance Coverage in British Columbia

You may not realize it, but dental health has a significant impact on your overall physical health. The cost of dental care is steadily rising in British Columbia, making it imperative to have supplemental dental insurance. The government’s coverage for dental care isn’t designed to handle the basic maintenance, preventative and other services you need.

Special Benefits Insurance Services can help. We sell a number of BC dental insurance plans to help residents of British Columbia offset the cost of their care. With coverage from SBIS, you can make routine and emergency visits to your dentist. This can help address any major problems you may have, as well as prevent small issues from becoming more serious. A British Columbia Dental Insurance Plan provides a financial safety net that can save you money today, tomorrow and well into the future.

Dental Insurance Solutions for British Columbia Residents

British Columbians can choose from a variety of British Columbia Dental Insurance Plans with SBIS. Green Shield and SBIS work together to provide Prism Spectra®, Prism Precision® and Prism Continuum® programs. These cost-effective plans come in varying levels of coverage so you can purchase the right one for your situation.

Our Prism programs give you the flexibility to choose the most appropriate coverage for your situation. Each of these programs has dental options with different maximums.

The Prism programs offer the following coverage levels:

  • Basic coverage for preventative cleaning; routine exams and x-rays; fillings and extractions; and general anaesthetics; as well as fluoride treatments, space maintainers, and pit and fissure sealants for children.
  • Comprehensive Basic coverage for periodontal treatment, endodontics/root canal therapy, and denture-related care.
  • Major Services coverage for dentures, standard crown restorations, standard bridges, and standard repair or recementing of crowns. (This is eligible in your third benefit year.)
  • Orthodontic Coverage to straighten teeth and correct the bite. (This is eligible in your third benefit year.)

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.

MANULIFE HEALTH INSURANCE PLANS

SBIS also works with Manulife Financial to provide flexible, customizable coverage under the Flexcare®, FollowMe™ and Manulife Association plans. Make your choices from these options:

  • Flexcare DentalPlus™ Basic or Enhanced Plan: Coverage for fillings, cleanings, scaling, examinations, polishing, certain extractions, and recall visits.
  • FollowMe®: Guaranteed acceptance for those who apply within 90 days of losing group benefits – especially helpful for those taking prescription drugs.
  • Manulife Guaranteed Issue Enhanced Plan: No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.
  • Manulife Association: Choose varying levels of affordable coverage with Base, Bronze, Silver and Gold plans to suit your needs and budget.

Please click on each Manulife® tab below to see the different plan details and rates

GMS HEALTH INSURANCE PLANS

Discover the flexibility and features of GMS Health Insurance Plans from SBIS.

GMS Personal Health Plans: Choose one of three plan types to give you and your family coverage for everyday health needs and medical emergencies. Expand your plan by adding coverage for basic dental services such as exams, polishing, and fillings, as well as major services such as crowns, bridges, and dentures.

GMS Replacement Health Plans: Within 60 days of leaving a group health plan, apply for one of these three plan types to give you and your family coverage for everyday health needs and medical emergencies, guaranteed. Dental health is vital, so adding coverage for major or basic dental services delivers the protection you and your family need.

Please click on each GMS tab below to see the different plan details and rates

SBIS Helps Fill the Gap

A dental insurance plan from SBIS is a great way to take care of your oral health and minimize your out-of-pocket expenses. Provincial government insurance normally only covers oral surgery when it’s medically required to be performed in hospital. For example, a complex surgery involving the removal of an impacted third molar (wisdom tooth) may be covered. However, the extraction of a healthy wisdom tooth—even if impacted—may not be a covered benefit. With British Columbia Dental Insurance from SBIS, you can spend less time worrying about what services are not covered and more time tending to your dental care.

Learn more about how you can enjoy enhanced dental insurance in British Columbia. Contact SBIS for a no-obligation quote or free information today!

clients' testimonials

You have made my day! I don’t think I have ever received such good service from any company before. Thank you so much for sending those reports to me. I plan to submit the info to the government and maybe get a little refund. Every penny counts.

Judy S

Just a quick note to say “thanks” for your help this morning. It certainly is nice to deal with such a professional company. You were super!!!!

Wisson

You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team.  It certainly is nice to be able to talk directly to a person especially a person as nice as you.

Rick S

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

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    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

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    Head Office:
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    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

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    3091 Chandler Dr, Port Perry, ON, L9L 1B6