British Columbia Dental Insurance

You may not realize it, but dental health has a significant impact on your complete physical condition. The cost of dental care is steadily rising in British Columbia, making it imperative to have access to supplemental dental insurance. The government’s coverage for dental care isn’t designed to handle the basic maintenance, preventative and other services you need.

Special Benefits Insurance Services can help. We sell a number of BC dental insurance plans to help residents of British Columbia off-set the cost of their care. With coverage from Special Benefits, you can make routine and emergency visits to your dentist. This can help address any major problems you may have, as well as prevent small issues from becoming more serious. A British Columbia dental insurance plan provides a financial safety net that can save you money today, tomorrow and well into the future.

Dental Insurance Solutions for British Columbia Residents

British Columbians can choose from a variety of British Columbia dental insurance plans with Special Benefits. Green Shield and Special Benefits have an exclusive partnership to provide Prism Spectra^®, Prism Precision^® and Prism Continuum^® programs. These cost-effective plans come in varying levels of coverage, so you can purchase the right one for your situation. This helps you avoid being underinsured and ill prepared for unexpected dental expenses.

Our Prism^® programs give you the flexibility to choose the most appropriate coverage for your situation. Each of these programs have dental options with different maximums. However, Prism Continuum^® is only available to people who are losing company group benefits. It allows you to continue enjoying insurance coverage even if your employment benefits end as long as you apply within 60 days of losing your group plan. No medical questionnaire is required.

The Prism^® programs offer the following coverage levels:

• Basic coverage for preventative cleaning; routine exams and x-rays; fillings and extractions; general anesthetics; and fluoride treatments, space maintainers, and pit and fissure sealants for children.
• Basic comprehensive coverage for periodontal treatment, endodontics/root canal therapy, and denture-related care.
• Major services coverage for dentures, standard crown restorations, standard bridges, and standard repair or recementing of crowns. (This is eligible in your third benefit year.)

Special Benefits Helps Fill the Gap

A dental insurance plan from Special Benefits is a great way to bridge the gap between government contributions and your out-of-pocket expenses. Provincial government insurance normally only covers dental and oral surgery when it’s medically required to be performed in hospital. For example, a complex surgery involving the removal of an impacted third molar (wisdom tooth) may be covered. However, the extraction of a healthy wisdom tooth—even if impacted—may not be a covered benefit. With British Columbia dental insurance from Special Benefits, you can spend less time worrying about what services are not covered and more time tending to your dental care.

Learn more about how you can enjoy enhanced dental insurance in British Columbia. Contact Special Benefits for a no-obligation quote or free information today!